Our bank attracted lines of credit from several international financial institutions and foreign banks to provide financial support to businesses, expand the range of loans provided to them, as well as to finance promising investment projects. You can read more about these lines of credit below.
|
Number and date of the Basic Loan Agreement |
No number from 07/13/2014 |
|
Amount and currency of the agreement |
100.0 million Euro |
|
Purpose (scope) of directing funds of the credit line |
Financing of investment projects covered by ECA |
|
Minimum and maximum loan amount allocated for each project |
at least 500 thousand euros |
|
Currency provided |
Euro |
|
The maximum term of the loan allocated under this line of credit |
up to 10 years |
|
Grace period |
up to 18 months |
|
Interest rate |
(Euribor + foreign bank margin + margin Mortgage Bank) Only 7.99% (roughly) & nbsp; |
|
Country of origin of goods, services and / or equipment purchased with a loan |
European Union countries |
|
Share of the contract amount financed by a loan |
85% |
|
Number and date of the Basic Loan Agreement |
No number from 06.11.2013 |
|
Amount and currency of the agreement |
not provided |
|
Purpose (area) of credit line funds |
Financing long-term projects |
|
Areas of providing a credit line |
Germany |
|
Minimum and maximum loan amount allocated for each project |
at least 500 thousand euros |
|
Currency provided |
Euro |
|
The maximum term of the loan allocated under this line of credit |
up to 10 years |
|
Grace period |
up to 18 months |
|
Interest rate |
(Libor / Euribor + Foreign Bank Margin + Bank Mortgage Margin) Only 7.99% (approximate) |
|
Purpose (scope) of directing funds of the credit line |
Financing of investment projects covered by ECA |
|
Share of the contract amount financed by a loan |
85% |
|
Framework Agreement number and date |
Without number from 19.06.2019 |
|
Amount and currency of the agreement |
50 million Euro |
|
Purpose (area) of credit line funds |
Financing long-term projects |
|
Areas of providing a credit line |
Germany |
|
Minimum and maximum loan amount allocated for each project |
Not provided |
|
Currency provided |
Euro |
|
Maximum loan term |
individually for each project |
|
Purpose (scope) of directing funds of the credit line |
Financing of investment projects covered by ECA |
|
Grace period |
up to 12 months |
|
Interest rate |
Libor / Euribor + Foreign Bank Margin + Ipoteka Bank Margin Only 7.99% (approximate) |
|
Share of the contract amount financed by a loan |
85% |
|
Export Frame Loan Agreement number and date |
January 2019 |
|
Amount and currency of the agreement |
200.0 million Euro |
|
Purpose (area) of credit line funds |
Financing long-term projects |
|
Minimum and maximum loan amount allocated for each project |
Minimum amount € 500 thousand, maximum amount € 10.0 million |
|
Grant currency |
Doll. USA, Euro, Swiss Franc |
|
The maximum term of the loan allocated under this line of credit |
individually for each project |
|
Purpose (scope) of directing funds of the credit line |
Financing of investment projects covered by ECA |
|
Foreign credit resource cost (XMI, foreign bank, Ministry of Finance)% |
individually for each project |
|
Share of the contract amount financed by a loan |
85% |
| Nomer i data Zayemnogo soglasheniya zayma) | Bez nomera ot 17.08.2020g. |
| Summa i valyuta soglasheniya | 45,0 mln. Yevro |
| Naznacheniye (oblast') sredstv kreditnoy linii | Finansirovaniye investitsionnykh proyektov |
| Minimal'naya i maksimal'naya summa kredita, vydelyayemaya dlya kazhdogo proyekta | Minimal'naya summa dlya kazhdogo proyekta sostavlyayet 500 tysyach Yevro, maksimal'naya summa kredita 10,0 mln. Yevro |
| Valyuta predostavleniya | Doll. SSHA, Yevro |
| Maksimal'nyy srok kredita, vydelennogo po etoy kreditnoy linii | Individual'no po kazhdomu proyektu |
| Protsentnaya stavka | (Yeuribor+ marzha inobanka+ marzha Ipoteka-banka) Vsego 7,99% (oriyentirovochno) |
|
Number and date of the Loan Loan Agreement) |
No number from 17.08. |
|
Amount and currency of the agreement |
45.0 million Euro |
|
Purpose (area) of credit line funds |
Financing investment projects |
|
Minimum and maximum loan amount allocated for each project |
The minimum amount for each project is 500 thousand Euros, the maximum loan amount is 10.0 million Euros |
|
Grant currency |
Doll. USA, Euro |
|
The maximum term of the loan allocated under this line of credit |
Individually for each project |
|
Interest rate |
(Еuribor + foreign bank margin + Ipoteka-bank margin) Only 7.99% (approximate) |
|
Number and date of the interbank loan agreement |
No number from 07/30/2019 |
|
Amount and currency of the agreement |
US $ 30.0 million |
|
Credit line issuance period (start and end date) |
07/30/2019 - 07/30/2021 |
|
Purpose (area) of credit line funds |
financing of projects of small and medium-sized businesses |
|
Minimum and maximum loan amount allocated for each project |
Minimum amount USD 200 thousand |
|
Currency provided |
US dollars |
|
The maximum term of the loan allocated under this line of credit |
from 2 to 5 years old |
|
Grace period |
1 year |
|
Interest rate |
(Libor + foreign bank margin + Ipoteka-bank margin) Total 7.99 (approximate) |
|
Share of the contract amount financed by a loan |
85% |
|
Number and date of the Loan Agreement |
No. 52285 dated 09/30/2020 |
|
Amount and currency of the agreement |
US $ 30.0 million |
|
Credit line issuance period (start and end date) |
13.11.2020 - 13.11.2023 |
|
Purpose (area) of credit line funds |
Financing of projects of small and medium-sized businesses |
|
Minimum and maximum loan amount allocated for each project |
Maximum amount USD 1.5 million |
|
Grant currency |
Doll. USA |
|
The maximum term of the loan allocated under this line of credit |
3 years |
|
Grace period |
1 year |
|
Interest rate |
(Libor + foreign bank margin + bank mortgage margin) Only 7.99% (approximate) |
|
Number and date of the Loan Agreement |
No. 51910 dated 09/30/2020 |
|
Amount and currency of the agreement |
US $ 10.0 million |
|
Credit line issuance period (start and end date) |
13.11.2020 - 13.11.2023 |
|
Purpose (area) of credit line funds |
Lending to sub-borrowers - women entrepreneurs |
|
Purpose of the loan |
Replenishment of working capital, purchase of fixed assets |
|
Minimum and maximum loan amount allocated for each project |
The maximum amount for each project is $ 1.0 |
|
Grant currency |
Doll. USA |
|
The maximum term of the loan allocated under this line of credit |
3 years |
|
Grace period |
1 year |
|
Interest rate |
(Libor + foreign bank margin + Ipoteka-bank margin) Only 6% (roughly) |
|
Basic condition |
When financing projects of women entrepreneurs at the expense of the EBRD, the head of the business entity must be a woman (the decision-maker who signs the loan agreement) who has held this position for the last 6 months. |
|
Number and date of the Loan Agreement |
No. L-291807 dated 04.12.2019 |
|
|
Amount and currency of the agreement |
50.0 million Euro |
25.0 million Euro |
|
Credit line issuance period (start and end date) |
01.12.2019-01.12.2021 |
05/19/2020 - 06/20/2021 |
|
Purpose (area) of credit line funds |
& nbsp; |
|
|
Minimum and maximum loan amount allocated for each project |
The maximum amount for each project is € 7.5 million |
|
|
Currency provided |
Euro |
|
|
The maximum term of the loan allocated under this line of credit |
1 year |
13 months |
|
Interest rate |
(Euribor + foreign bank margin + mortgage bank margin) Only 7.99% (approximate) |
(Euribor + foreign bank margin + mortgage bank margin) Only 7.99% (approximate) |
| Nomer i data Kreditnogo soglasheniya | № 38405 ot 22.06.2020g. |
| Summa i valyuta soglasheniya | 35,0 mln. dollarov SSHA (363 260 800,0 v summovom ekvivalente) |
| Period vydachi kreditnoy linii (data nachala i okonchaniya) | 22.06.2020g. -22.06.2025g. |
| Naznacheniye (oblast') sredstv kreditnoy linii | Finansirovaniye malogo biznesa |
| Minimal'naya i maksimal'naya summa kredita, vydelyayemaya dlya kazhdogo proyekta | Maksimal'naya summa kredita - 750 000 doll. SSHA (v summovom ekvivalente) |
| Srok kredita | Dlya popolneniya oborotnykh sredstv do 18 mesyatsev, dlya priobreteniye osnovnykh sredstv do 36 mesyatsev |
| Valyuta predostavleniya | Sum |
|
Number and date of the Loan Agreement |
No. 38405 dated 06/22/2020 |
|
Amount and currency of the agreement |
35.0 million US dollars (363 & nbsp; 260 & nbsp; 800.0 in the amount equivalent) |
|
Credit line issuance period (start and end date) |
06/22/2020 -22.06.2025 |
|
Purpose (area) of credit line funds |
Small Business Financing |
|
Minimum and maximum loan amount allocated for each project |
Maximum loan amount - 750 & nbsp; 000 USD (in the amount equivalent) |
|
Credit term |
For replenishment of working capital up to 18 months, for the purchase of fixed assets up to 36 months |
|
Grant currency |
Sum |
| Soglasheniye o perekreditovanii i nomer (nomer zayma) | Soglasheniye o perekreditovanii - 8938 |
| Kliyent | Yuridicheskiye litsa, zaregistrirovannyye v Respublike Uzbekistan |
| Tsel' kredita | Razvitiye sel'skogo predprinimatel'stva v Ferganskoy doline (na investitsionnyy i oborotnyy kapital) |
| Maksimal'naya summa kredita | Ne boleye 125 tys. doll. SSHA, dlya razvitiya deyatel'nosti klasterov - do 2 mln. doll. SSHA |
| Valyuta | Doll. SSHA/Sum |
| Protsent | Libor+marzha inobanka+marzha AKIB Ipoteka-bank. Vsego 8% (oriyentirovochno) |
| Srok kredita | 10 let i na oborotnyy kapital 18 mesyatsev |
| Forma | V beznalichnoy forme |
| Poryadok vozvrata kredita | Pogasheniye osnovnogo dolga oplachivayetsya posle l'gotnogo perioda, oplata osnovnogo dolga i protsentov – kazhdyye 6 mesyatsev (5 aprelya i 5 oktyabrya), razmer osnovnogo dolga delitsya ravnymi summami na ostavshiysya srok kredita. |
| Obespecheniye kredita | Zalog likvidnogo obespecheniya (nedvizhimost', spets. tekhnika, transportnyye sredstva, depozitnyye sredstva i dr. likvidnoye obespecheniye), poruchitel'stvo gosudarstvennogo fonda podderzhki predprinimateley |
| Dopolnitel'nyye usloviya | Kredity vydayutsya po Ferganskim, Andizhanskim i Namanganskim oblastyam |
|
Refinancing agreement and number (loan number) |
On-lending agreement - 8938 |
|
Customer |
Legal entities registered in the Republic of Uzbekistan |
|
Purpose of the loan |
Development of rural entrepreneurship in the Fergana Valley (for investment and working capital) |
|
Maximum loan amount |
No more than 125 thousand US dollars, for the development of cluster activities - up to 2 million US dollars |
|
Currency |
Doll. USA / Sum |
|
Percent |
Libor + foreign bank margin + margin of AKIB Ipoteka-bank. Only 8% (roughly) |
|
Credit term |
10 years and working capital 18 months |
|
The form |
In a non-cash form |
|
Loan repayment procedure |
Repayment of the principal debt is paid after a grace period, payment of the principal debt and interest - every 6 months (April 5 and October 5), the amount of the principal debt is divided in equal amounts for the remaining term of the loan. |
|
Loan security |
Pledge of liquid security (real estate, special equipment, vehicles, deposit funds and other liquid security), surety of the state fund for supporting entrepreneurs |
|
Additional terms |
Loans are issued in Fergana, Andijan and Namangan regions |
|
Refinancing agreement and number (loan number) |
Re-lending agreement- 2138 |
|
Customer |
Legal entities registered in the country of Uzbekistan |
|
Purpose of the loan |
Diversification and modernization of agriculture (for investment and working capital) |
|
Maximum loan amount |
Up to USD 250 000 |
|
Currency |
USD/UZS |
|
Interest rate |
3.5% per annum for the first 10 years and |
|
Credit term |
Up to 10 years for investment capital and up to 18 months for working capital |
|
Form of payment |
In a non-cash form |
|
Loan repayment procedure |
Repayment of the principal debt is paid after a grace period, payment of the principal debt and interest - every 6 months (June 5 and December 5), the amount of the principal debt is divided in equal amounts for the remaining term of the loan. |
|
Loan security |
Pledge of liquid security (real estate, special equipment, vehicles, deposit funds and other liquid security), surety of the state fund for supporting entrepreneurs |
|
Additional terms |
Loans are issued in Fergana, Andijan and Namangan regions |
|
Refinancing agreement and number (loan number) |
Re-lending agreement - 3823 |
|
Customers |
Legal entities registered in the Republic of Uzbekistan |
|
Purpose of the loan |
Development of the value chain in the livestock sector |
|
Maximum loan amount |
Up to USD 5 million |
|
Currency |
UZS |
|
Interest rate |
Central Bank refinancing rate + margin of JSCMB "Ipoteka-Bank" |
|
Credit term |
Up to 10 years |
|
From of payment |
In a non-cash form |
|
Loan repayment procedure |
Repayment of the principal debt is paid after a grace period, payment of the principal debt and interest - every 6 months (June 5 and December 5), the amount of the principal debt is divided in equal amounts for the remaining term of the loan. |
|
Loan security |
Pledge of liquid security (real estate, special equipment, vehicles, deposit funds and other liquid security), surety of the state fund for supporting entrepreneurs |
|
Additional terms |
Funding for projects to improve meat and dairy breeds of animals in the Republic of Uzbekistan |
|
Revolving credit line |
Revolving |
