Posted by: 7 august, 2025
Ipoteka Bank OTP Group has published its financial results for the first half of 2025 in accordance with International Financial Reporting Standards (IFRS). The bank’s performance reflects improving lending dynamics, stable funding, and strong profitability supported by continued investment in digital and operational capabilities.
Key financial highlights of Ipoteka Bank OTP Group for H1 2025:
∙ Net profit: UZS 927.6 billion (equivalent to USD 73.3 million)
∙ Return on equity (ROE): 23.5%
∙ Return on assets (ROA): 3.6%
∙ Cost of risk: 0.04%
June 2025 marked the first monthly increase in Ipoteka Bank’s cash loan market share since March 2024, driven by significant improvements in the bank’s IT infrastructure and credit assessment capabilities.
Ipoteka Bank OTP Group remains a leading retail bank and one of the largest financial institutions in Uzbekistan. These results confirm the bank’s operational resilience and continued contribution to the country’s financial sector.
Overall, OTP Group delivered strong financial results for the first six months of 2025, with a net profit of EUR 1.46 billion and a return on equity (ROE) of 23.2%.
