Car loan BYD
Amount
480 mln. uzs
Loan purpose
For purchase the vehicle
Credit term
till 60 month
Application for a loan
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1 |
Product name |
“AVTOKREDIT BYD” |
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2 |
Type of loan |
Modular car loan |
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3 |
Purpose |
For BYD cars from official BYD dealers in Uzbekistan |
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4 |
Customer |
The citizens of Republic of Uzbekistan who have reached the age of 21 (not older than 65 years at the end of the loan period) with steady income |
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5 |
Loan Amount |
up to 480 mln.uzs |
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6 |
Term |
60 months |
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7 |
Interest rate |
27% |
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8 |
Down payment |
10% |
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9. |
Collateral |
The passenger car being purchased, insurance policy |
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10. |
Set of documents to be submitted |
The clauses "Passport (ID card)" in the "Documents to be submitted" section of the Retail Credit Product Passports approved by Decisions |
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11 |
DTI |
60% |
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12 |
The guarantor |
1 joint coborrower who has steady income can be taken if the borrower’s income is insufficient |
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13 |
Procedure of collection overdue payments |
The part of overdue funds of the loan is deducted from the bank card of the borrower (or guarantor) opened in recognized financial institutions in a non-acceptance manner |
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14 |
Services of the loan |
-Opening a credit account, providing a service for credit account, registering the collateral, release a collateral or part of the collateral from collateral source, monitoring, sale of the amount of the remained loan to other banks, obtaining the information from the credit bureau, making an entry in the register of collateral, monthly subscription fee on the credit, for a loan amount that does not use open credit lines – FREE -Making changes to loan contract by the request of the customer – 0.1% of remained amount of the loan (in case it does not exceed 500 000 UZS) |
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15 |
Source of funding |
Bank’s own funds |
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Attention
| Name | Summ |
|---|---|
Monthly payment (if calculated in annuity) |
14 942 298 UZS |
The minimum monthly income required for obtaining a loan |
21 346 140 UZS |
Application-2
To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services
Information sheet
about main terms of the loan
| The name of commercial bank, Official website, phone numbers |
JSCMB "Ipoteka-bank", www.ipotekabank.uz Phone:(78) 150-11-22, Contact center:1233 |
|---|---|
1-section. Loan information |
|
| 1. Type of the loan | Авто кредит |
| 2. Purpose of the loan | For purchase the vehicle |
| 3. Amount of the loan (in national currency) | |
| 4. Term of the loan (in month) | month |
| 5. The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount | % |
416,537,897 uzs |
|
| 7. Grace period for the loan (if exist) | not exist |
| 8. Periodic payments (monthly, quarterly and etc.) | Monthly |
| 9. Loan repayment method (annuity method (equal amounts), differential method) | Annuity method |
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10. The amount of a one-time payment during the payment period: Annuity method In differential method |
14,942,298 uzs |
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11. The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.) |
with method of transferring money to the account of the supplier of goods/services |
| 12. Additional expenses related to the loan (if any): | not exist |
| Bank commissions and fees by type (indicate separately) | not exist |
| Third party services (indicate separately) | not exist |
| 13. Total cost of the loan (includes nominal interest rate and loan servicing costs) |
896,537,897 uzs |
2-section. Important conditions related to other financial obligations
| 1. In connection with the late repayment of the loan debt, a penalty (fine, penalty) provided in the contract is imposed (if there is such a condition) | for each day of late payment in the amount of 0.1 percent of the late payment amount |
| 2. The amount of the increased interest rate paid on the loan amount due to late repayment of the loan debt (if such condition exists) | Pays interest in an amount 1.5 times higher than the interest specified in the agreement. |
| 3. Collateral of the loan (minimum requirements for the subject of collateral, minimum cost of collateral) |
Read carefully before agreeing to take out a loan!
You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.
If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.
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ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED. _______________________________________ (position and full name of the bank's specialist) |
_______________________________ (date of completion) |
