The Management board

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Chairman of the Management board

Inomjonov Elyor Isroilovich

Contact numbers:

(78) 150-11-22 Email: Elyor.Inomjonov@ipotekabank.uz

Reception date:

Friday from 9-00 to 11-00

He was born in 1978. In 1999 he graduated from the Tashkent Institute of Irrigation and Agricultural Mechanization Engineers, in 2003 from the Tashkent State University of Economics, in 2010 from the Faculty of Entrepreneurship of the Academy of State and Social Construction under the President of the Republic of Uzbekistan, in 2013 graduated from the Xitotsubashi University (Japan).
His career was started in 1999 as a specialist of the 2nd category of the retail services of the city branch of the National Bank for Foreign Economic Activity of the Republic of Uzbekistan.
In 2001-2004, the second and first category specialists of the foreign exchange operations division of the Main Operations Department of the National Bank for Foreign Economic Activity of the Republic of Uzbekistan, the first category specialist, then the head of the monitoring department and the head of the Main Department worked as a specialist in the credit department.
In 2004-2005 he worked as the head of the Bektemir district branch of the Encashment Association of the Republic of Uzbekistan.
In 2005-2007 he worked as the head of the department for monitoring the activities of commercial banks of the Central Bank of the Republic of Uzbekistan in Tashkent.
From 2007 to 2009 he worked as a manager of the Yunusabad branch of the joint-stock commercial mortgage bank "Ipoteka-bank".
From 2009 to 2015 he worked as the Head of the Special Department for Monitoring Currency Exchange Operations of the Central Bank of the Republic of Uzbekistan, the Head of the Currency Exchange Department and the Head of the Analysis Department of the Central Bank of the Republic of Uzbekistan.
From 2016 to 2018 he worked as the Head of the Foreign Economic Activity Department of the Joint-Stock Commercial Mortgage Bank "Ipoteka-Bank".
In December 2018, he worked as the head of the Corporate Banking and Market Assets Management Unit of the Joint-Stock Commercial Mortgage Bank Ipoteka-Bank.
Since January 2019, he has served as First Deputy Chairman of the Board - Head of Corporate Banking and Market Instruments Block.
From February 2021 to the present, he has been the Chairman of the Board of Ipoteka-Bank Joint-Stock Commercial Mortgage Bank.

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First Deputy Chairman of the Management board

Botirov Farrukh Mannonovich

Contact numbers:

(78) 147-47-97

Reception date:

Tuesday 8–00 to 11–00 p.m.

He was born in 1979. In 2000 he graduated from the Tashkent Financial Institute, in 2007 from the Academy of State and Social Construction under the President of the Republic of Uzbekistan, in 2013 from the National Institute of Political Science of Japan.

He started his career in banking sector in 2000 as a leading economist of the Department of Accounting, Reporting and Cash Execution of the State Budget of the Central Bank of the Republic of Uzbekistan.

2003-2006 Leading Economist of the Accounting Methodology Department of the Central Bank System, Leading Economist of the Accounting Methodology Department of the Central Bank System, Department of Accounting, Reporting and Cash Execution of the State Budget of the Central Bank of the Republic of Uzbekistan Chief Economist of the Data Processing Department of the Accounting and Reporting Department, Head of the Accounting Methodology Department of the Central Bank System of the Accounting Methodology Department in Banks and Cash Execution Department of the State Budget for 2007-2010. He has worked effectively in such positions as Deputy Head of the Department for Organization of Accounting Methodology in Banks - Head of the Department of Accounting Methodology in the Central Bank System.

2010-2011 - Deputy Head of the Licensing, Registration and Audit Department of the Credit Institutions Department of the Licensing and Regulation of Credit Institutions - Head of the Bank Registration and Licensing Department, 2011-2015 Head of the Licensing, Registration and Audit Department of Credit Institutions Department of Licensing and Regulation of Credit Institutions, Deputy Director of the Monetary Policy Department for 2015-2017, Prudential Supervision Department of Credit Institutions for 2017-2018 Risk Analysis in the Banking System From 2018 to 2019, he worked as a head of the Department of Prudential Supervision of Credit Institutions.

In 2019-10.2020 he worked as the head of the Department for Coordination of State Targeted Housing Programs and Development of Financial Market Instruments of the Ministry of Finance of the Republic of Uzbekistan and the Director of the Department for Coordination of State Targeted Housing Programs and Development of Financial Markets.

Since September 2021, Ipoteka Bank has been working as the First Deputy Chairman of the Board of the Joint-Stock Commercial Mortgage Bank - Head of the Corporate Banking and Market Instruments Block.


Member of the Board of the Bank.

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Deputy Chairman of the Management board

Zulfukarov Jura Ismailovich

Contact numbers:

(78) 150-48-88

Reception date:

Monday 8-00 to 11-00. Tuesday 8-00 to 11-00

He was born in 1974. In 1996 he graduated from the Tashkent Financial Institute, in 2008 from the Higher School of Business under the Academy of State and Social Construction under the President of the Republic of Uzbekistan.

He began his career in the banking sector in 1993 as a specialist in the Banking Department of the Jizzakh regional branch of Agrosanoatbank.

He worked as a specialist and head of the Department of Securities and Population Funds.

From 1995 to 1998 he worked as a specialist and acting head of the Department of Securities and Population Funds at the Joint-Stock Commercial Bank "Pakhtabank" in Jizzakh region.

In 1998-2000, he held various positions in the Jizzakh branch of the National Bank for Foreign Economic Activity of the Republic of Uzbekistan.

In 2000-2005, Zamin Bank continued its activity as the manager of the Jizzakh regional branch.

From 2005 to 2018 he worked as a manager of the Jizzakh branch, Deputy Head of the Lending Department of Ipoteka-bank, Acting Deputy Head of the Lending Department of the Economy, Deputy Director of the Lending Department. Since July 2018, he has been working as the Deputy Chairman of the Board of Ipoteka-Bank Joint-Stock Commercial Mortgage Bank.

Since December 2018, Ipoteka-bank has been working as the Deputy Chairman of the Board - Head of the Block of State Programs and Projects in the Regions of the Joint-Stock Commercial Mortgage Bank.

Member of the Board of the Bank.

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Deputy Chairman of the Management board

Abdurakhmanov Mahmud Akhmatkhujayevich

Contact numbers:

(78) 150-89-49

Reception date:

Wednesday from 8:00 to 11:00. Thursday from 8:00 to 11:00

He was born in 1976. In 1998 he graduated from Tashkent State University, in 2007 from the Academy of State and Social Construction under the President of the Republic of Uzbekistan.

He started his career in banking sector in 1998 at the Central Bank of the Republic of Uzbekistan.

Until 2004, the Chief Economist, Head of the Department for Licensing and Regulation of Commercial Banks of the Central Bank of the Republic of Uzbekistan, as well as the Department of Capital Formation of Commercial Banks, Credit Unions and Pawnshops, Source Monitoring Department Capital Formation of Commercial Banks effectively held the position of Head of the Department of Monitoring and Analysis of Sources.

From September 2004 to 2006, he was the Head of the Department for Monitoring and Analyzing the Sources of Capital Formation of Commercial Banks, the Department for Monitoring the Sources of Capital Formation of Commercial Banks, Credit Unions and Pawnshops.

From September 2006 to 2013 he worked as Deputy Director of the Internal Control Coordination Department of the Central Bank of the Republic of Uzbekistan.

Since August 2013, he has served as Deputy Head and Head of the Internal Control Coordination Department for Combating Money Laundering.

In October 2016, he was appointed Deputy Chairman of the Board of Ipoteka-bank Joint-Stock Commercial Mortgage Bank.

Since December 2018, Ipoteka-bank has been working as Deputy Chairman of the Board - Head of the Operating Block of the Joint-Stock Commercial Mortgage Bank.

Member of the Management Board.

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Deputy Chairman of the Management board

Fayazov Jahongir Makhamadjanovich

Contact numbers:

(78) 150-89-72

Reception date:

Thursday - from 8:00 to 11:00. Friday - from 8:00 to 11:00

He was born in 1969. He graduated from the National University of Uzbekistan and the Tashkent State University of Economics. Candidate of Physical and Mathematical Sciences.

 He started his career in the banking sector in 1997 in the housing construction lending department of the city branch of Uzuyjoyjamgarmabank. He later held various positions in the planning and financial analysis department of the branch.

 Since 2001, he has worked as the Head of the Treasury Department at the head offices of Uzuyjoyjamgarmabank and Ipoteka-bank. In January 2017, he was appointed Deputy Chairman of the Board of Ipoteka-bank Joint-Stock Commercial Mortgage Bank.

Since December 2018, Ipoteka-bank has been working as Deputy Chairman of the Board - Head of the Risk Management Unit of the Joint-Stock Commercial Mortgage Bank.

Member of the Management Board

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Deputy Chairman

Rakhbarov Nodirbek Alisherovich

Contact numbers:

Reception date:


He was born in 1979. In 2000 he graduated from Tashkent State Agrarian University, in 2002 from Tashkent Financial Institute, in 2006 from the Banking and Finance Academy of the Republic of Uzbekistan, in 2009 from the Academy of State and Social Construction under the President of the Republic of Uzbekistan.

He started his career in the banking sector in 2001 as a specialist of the Small and Medium Business Lending Department of the Tashkent Regional Department of Uztadbirkorbank.

In 2002-2005, the Supervisor for the correct calculation and payment of taxes of the Accounting Department of the Tashkent Regional Department of "Uztadbirkorbank", Senior Supervisor of the Accounting and Reporting Department of the Operations Department, Chief Specialist of the Operations Department , Served as Deputy Chief of Operations.

In 2005-2008, he held the positions of Head of the Banking Regulation Department of the Central Bank of the Republic of Uzbekistan in Tashkent and Head of the Credit Institutions Regulation Department of the Tashkent City Main Department.

From 2012 to 2013 he worked as the head of the Tashkent regional department of the open joint-stock commercial bank "Agrobank".

From 2013 to 2014 he was the Head of the Department for Coordination and Monitoring of Investment Activities of the Joint-Stock Commercial Mortgage Bank "Ipoteka-bank".

In 2014-2016 he continued his activity as the manager of the Tashkent city branch of the joint-stock commercial mortgage bank "Ipoteka-bank".

From 2016 to 2020 he served as Deputy Chairman of the Board of the Association "Uzbekistan".

From February 2020 to present, he has been working as Deputy Chairman of the Board of Ipoteka-bank Joint-Stock Commercial Mortgage Bank.

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Chief Accountant (member of the Management board)

Normetov Elyor Zafarovich

Contact numbers:

Reception date:


He was born in 1982. He graduated from the Tashkent Financial Institute in 2004.

He began his career in January 2005 as an accountant-supervisor in the Yakkasaray branch of the Xalq Bank. Until 2009, he worked as a leading specialist, chief specialist in the Accounting and Reporting Department of this branch.

In 2009-2011 he worked as a chief specialist of the Accounting and Reporting Department of the Rakat branch of JSCB "Uzpromstroybank", internal control officer of the Rakat branch, head of the internal control group in the Internal Control Department.

In 2013 His career was continued as the Head of the Internal Control Department of the Joint-Stock Commercial Mortgage Bank Ipoteka-Bank.

In 2014, he worked as Deputy Head of the Internal Control Coordination Department for Combating Money Laundering from Ipoteka Bank.

From 2015 to 2019 he worked effectively as the Chief Accountant of the Department of Finance and Accounting of Ipoteka Bank.

Since January 2019, he has been working as Chief Accountant, Director of Accounting and Reporting Department, head of Financial Block of Ipoteka-Bank.

Member of the Management Board

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Head of Legal Department (member of the Management board)

Murodov Humoyun Gairatovich

Contact numbers:

Reception date:


He was born in 1983. In 2005 he graduated from the Tashkent State Law Institute. In 2021 he graduated from the Academy of Public Administration under the President of the Republic of Uzbekistan.

He started his career in the banking sector in 2006 at the Sergeli branch of Ipoteka Bank.

From 2006 to 2009 he worked as the head of the legal department of the Tashkent city branch.

From 2009 to 2017, he worked in the Legal Department of the Head Office as a Head Office Specialist, Head of Department.

In January 2017, he was transferred to the position of Head of the Legal Department of the Joint-Stock Commercial Mortgage Bank.

 Since January 2019, he has been working as the Director of the Legal Department of the Joint-Stock Commercial Mortgage Bank.

Member of the Management Board


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