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Lending of Small and Medium Enterprises

According to small business financing programm, Ipoteka-bank presents for your attention a wide range of loans for business.

Bank's product line allows to solve any tasks related to develop the business and ensuring its competitiveness.

When making a decision to grant a loan, Ipoteka-Bank is based on information about the real state of the business of a potential borrower. The main focus is on the development prospects of the business proposed for financing, rather than on formal indicators.

An individual approach to each customer allows Ipoteka Bank to offer loans to small businesses on the most favorable terms for customers. The interest rate for the use of credit funds is set based on the market conditions and the financial condition of the borrower. Interest is charged on the balance of the outstanding loan, which allows clients to avoid additional costs.

List of documents required for lending to legal entities to replenish working capital:

1. Application;

2. Decision of the meeting of the authorized body of the borrower on obtaining a loan. A copy of the borrower's founding documents (license) along with the latest amendments for verification of powers;

3. Financial statements submitted to the State tax authorities for the last reporting period;

4. If the borrower has an account number and obligations in other credit organizations (banks), a reference from this credit organization (bank);

5. Business - plan (simplified).

6. Supply documents.


List of documents required for lending to legal entities for the purchase of fixed assets and for the purpose of construction/reconstruction:

1. Application;

2. Decision of the meeting of the authorized body of the borrower on obtaining a loan. A copy of the borrower's founding documents (license) along with the latest amendments for verification of powers;

3. Financial statements submitted to the State tax authorities for the last reporting period;

4. If the borrower has an account number and obligations in other credit organizations (banks), a reference from this credit organization (bank);

5. Copies of contracts (contracts) for purchase on credit;

6. Documents on the existence of a place of trade and production intended for carrying out one's entrepreneurial activities;

7. Business - plan or project TIA(TEF);

8. When a loan is allocated for the purchase of equipment, a comparative classification of similar equipment, a competition sheet;

9. Certificate (document) confirming the right of ownership when a loan is allocated for the purchase of real estate;

10. When a loan is allocated for construction and repair works for construction, capital repair and reconstruction, all documents related to construction and repair;

11. Supply documents.


List of documents required for lending to individual entrepreneurs:

1. Application;

2. A copy of the state registration certificate;

3. Copies of contracts (contracts) for purchase on credit (except for trade activities);

4. Certificate (document) confirming the right of ownership when a loan is allocated for the purchase of real estate;

5. When a loan is allocated for the purchase of equipment, a comparative classification of similar equipment, a competition sheet;

6. Business - plan;

7. If the borrower has an account number and obligations in other credit organizations (banks), a reference from this credit organization (bank);

8. Supply documents.


These lists are not considered to be the final list required for loan consideration. The Bank has the right to request any other documents related to this project if necessary.