Ipoteka bank — microloans, mortgages, auto loans, debit cards, and comprehensive banking services for individuals and businesses.

Microloan in 2 minutes

Get your 100 million soums - faster than you think

Apply
Mortgage

Find out which mortgage you qualify for — no branch visit required

Apply

Auto Loans

Get behind the wheel of your dream car

Deposits

Rates that inspire you to save

Bank Cards

Convenient cards for any task

Our Products

Calculate the Payment

Microloan amount

1 млн 1 млрд

Loan term

36 months 60 months

Interest rate

1 млн 1 млрд

From 24% to 48% per year

Monthly payment

1 489 200 cумов

Submit an application

Select procuct

Property cost

1 млн 1 млрд

Down payment

1 млн 1 млрд

Loan term

1 years 1 years

Rates from: %

Monthly payment

1 489 200 cумов

Submit an application

Select procuct

Car cost

1 млн 1 млрд

Down payment

1 млн 1 млрд

Loan term

1 years

2 years

3 years

4 years

5 years

Rates from: %

Monthly payment

1 489 200 cумов

Submit an application

Find out the exact interest rate and monthly payment when you apply in the Ipoteka Retail 2.0 app.

The calculator's estimate is preliminary. You will be able to find out your personal terms after submitting your application.

Services

Branches & ATMs

All locations on the map — find bank offices and ATMs near you

Branches & ATMs

Customer Requests

Customer Requests

About Bank

Exchange rates in exchange points:

Updated at 0:10, 26.05.2026

Currency

Purchase

Sale

USD

USD

11950

12055

EUR

EUR

13000

14100

RUB

RUB

100

173

The information on this page may be delayed. Please check the exact exchange rate in the mobile app, your online banking account, or at a branch at the moment of conversion.

About bank

Ipoteka-bank in numbers

The number of clients, branches, and financial indicators confirms our reliability.

73.71% (2023) owned by OTP Group.

Part of a major European banking group

$145 million net profit (2024)

Strong performance and sustainable growth.

Over 90 branches and service points

Always close to every customer

4,300+ employees nationwide.

A team of professionals delivering a high standard of service

$3.8 billion assets (2024)

Reliable scale and resilient capital.

$2.7 billion loan portfolio (2024)

Financing business development and the country’s economy

A place where people are valued

A friendly team, career growth opportunities, and a benefits package for your comfort and development

Pledged property

News

List of universal cash desk operating on upcoming weekends

List of universal cash desk operating on upcoming weekends

S&P Global Ratings upgraded Ipoteka Bank’s credit rating to 'BB' with Outlook “Stable”

“Ipoteka-bank” JSCB informs about the temporary closure of the “Mirobod” banking services center.

All news

Popular articles

About Bank • 15.05.2026

How Ipoteka bank OTP Group Became the Most Profitable Bank in the Country in Q1 2026

How Ipoteka bank OTP Group Became the Most Profitable Bank in the Country in Q1 2026

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Should You Become a Co-Borrower on a Mortgage? Key Risks to Consider

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