0% fee transfers

0% fee
transfers!

0% fee on transfers up to 10 million UZS per month with Humo/Uzcard cards from any bank, in the Ipoteka Mobile app

No transfer fee

For the duration of the promotion

Up to 10 million UZS

Transfer without subscriptions or extra conditions

Cards from any bank

Add a Humo or Uzcard card without changing your bank

The promotion terms are valid until October 31, 2026.

What you pay today

Fees at other banks

  • A 0.5–1.1% fee on every transfer
  • A free limit only with a paid subscription
  • Up to 10 million UZS — rarely, usually only for payroll clients

Fee-free transfers

  • 0% fee on transfers up to 10 million UZS per month
  • No subscriptions or extra conditions
  • Works with Humo and Uzcard cards from any bank
The promotion terms are valid until October 31, 2026.

Three steps to a fee-free transfer

No branch visit and no extra paperwork.

  • Download the app

    Install Ipoteka Mobile from the App Store or Google Play.

    Installing the Ipoteka Mobile app
  • Link your card

    A Humo or Uzcard card from any bank. You do not need to change your bank.

    Linking a card in the app
  • Send a transfer

    The money reaches the recipient within seconds, with no fee.

    Sending a transfer in the app

Transfer UZS 10 million — pay UZS 0 in fees

A clear example with real numbers, so you can see how much you keep instead of paying in fees.

Example
Transfer amount UZS 10,000,000
Fee at bank 1* UZS −110,000
Fee at bank 2* UZS −100,000
Fee in Ipoteka Mobile UZS 0
* Based on publicly available competitor bank fees at the time of publication. Fees may vary by bank and card type.
Download Ipoteka Mobile

0% transfer fees on up to UZS 10 million per month.
Setup takes only a couple of minutes.

No transfer fees

Ready in 2 minutes

No hidden requirements

Download the Ipoteka Mobile app
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0% transfer fee on up to UZS 10,000,000 per calendar month. The bank’s standard fee applies above this limit. View promotion terms

Last updated: 16.09.2026