Loan for purchasing of fixed assets
Interest rate
27%
Term of loan
60
Currency
UZS
Internet/Mobile bank
Application for opening a loan
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CREDIT PRODUCT PASSPORT FOR PURCHASE OF FIXED ASSETS |
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Product category |
Purchase of fixed assets |
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Product type |
Loan |
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Agro / non agro |
Non agro |
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Business line (segment) |
Micro and Small Enterprises |
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Client |
Legal entities and individual entrepreneurs |
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Targeted clientele |
Existing and potential clients of the bank (micro and small enterprises and private entrepreneurs) |
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Start up |
No |
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Current account history at the Bank |
1) Existing to bank clients (ETBc) 2) New to bank clients (NTBc) |
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Purpose of the loan |
Purchase of fixed assets (including the purchase of an online check-cash register, building construction reconstruction and capital repair) |
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Max. amount of the loan |
1) For legal entities - up to 1 250.0 mln. UZS (up to 5 million UZS for purchase of the online check-cash register) 2) For private entrepreneurs - up to 650.0 mln. UZS Total liability of the client should not exceed these amounts |
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Min. amount of t the loan |
1) For legal entities - 50,0 mln. UZS 2) For private entrepreneurs - 25,0 mln. UZS Not designated for the purchase of online cash registers |
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Interest rate (IR) (%) per annum |
27% per annum |
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Possible currencies |
In national currency |
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Max. Maturity |
Up to 60 months (up to 12 months for the purchase of online cash register) |
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Type of maturity |
Closed |
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Down payment |
20-36% |
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Accepted collaterals |
Real estate, Vehicles (a credit risk insurance policy is accepted as security until the main provisions are formalized), and purpose of the loan if its pledgable. (Based on the personal guarantee for the purchase of an online cash register) |
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Frequency of interest payments |
Monthly payment |
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Type of disbursement |
By transferring money to the supplier's account. It is carried out on the condition of one-time or gradual transfer |
|
Grace period for capital repayment |
1) 4-5 years: 6 months (for the seasonal business projects 9 months); 2-4 years: 6 months; 0-2 years: 3 months. 2) There is no grace period for the purchase of an online check-cash register |
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Method of reimbursement |
Annuity or differential method |
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Frequency of capital repayment |
Monthly or quarterly depending on the project |
|
Rule of prepayment |
Early repayment option available |
According to small business financing programm, Ipoteka-bank presents for your attention a wide range of loans for business.
Bank's product line allows to solve any tasks related to develop the business and ensuring its competitiveness.
When making a decision to grant a loan, Ipoteka-Bank is based on information about the real state of the business of a potential borrower. The main focus is on the development prospects of the business proposed for financing, rather than on formal indicators.
An individual approach to each customer allows Ipoteka Bank to offer loans to small businesses on the most favorable terms for customers. The interest rate for the use of credit funds is set based on the market conditions and the financial condition of the borrower. Interest is charged on the balance of the outstanding loan, which allows clients to avoid additional costs.
|
CREDIT PRODUCT PASSPORT FOR PURCHASE OF FIXED ASSETS |
|
|
Product category |
Purchase of fixed assets |
|
Product type |
Loan |
|
Agro / non agro |
Non agro |
|
Business line (segment) |
Micro and Small Enterprises |
|
Client |
Legal entities and individual entrepreneurs |
|
Targeted clientele |
Existing and potential clients of the bank (micro and small enterprises and private entrepreneurs) |
|
Start up |
No |
|
Current account history at the Bank |
1) Existing to bank clients (ETBc) 2) New to bank clients (NTBc) |
|
Purpose of the loan |
Purchase of fixed assets (including the purchase of an online check-cash register, building construction reconstruction and capital repair) |
|
Max. amount of the loan |
1) For legal entities - up to 1 250.0 mln. UZS (up to 5 million UZS for purchase of the online check-cash register) 2) For private entrepreneurs - up to 650.0 mln. UZS Total liability of the client should not exceed these amounts |
|
Min. amount of t the loan |
1) For legal entities - 50,0 mln. UZS 2) For private entrepreneurs - 25,0 mln. UZS Not designated for the purchase of online cash registers |
|
Interest rate (IR) (%) per annum |
27% per annum |
|
Possible currencies |
In national currency |
|
Max. Maturity |
Up to 60 months (up to 12 months for the purchase of online cash register) |
|
Type of maturity |
Closed |
|
Down payment |
20-36% |
|
Accepted collaterals |
Real estate, Vehicles (a credit risk insurance policy is accepted as security until the main provisions are formalized), and purpose of the loan if its pledgable. (Based on the personal guarantee for the purchase of an online cash register) |
|
Frequency of interest payments |
Monthly payment |
|
Type of disbursement |
By transferring money to the supplier's account. It is carried out on the condition of one-time or gradual transfer |
|
Grace period for capital repayment |
1) 4-5 years: 6 months (for the seasonal business projects 9 months); 2-4 years: 6 months; 0-2 years: 3 months. 2) There is no grace period for the purchase of an online check-cash register |
|
Method of reimbursement |
Annuity or differential method |
|
Frequency of capital repayment |
Monthly or quarterly depending on the project |
|
Rule of prepayment |
Early repayment option available |
According to small business financing programm, Ipoteka-bank presents for your attention a wide range of loans for business.
Bank's product line allows to solve any tasks related to develop the business and ensuring its competitiveness.
When making a decision to grant a loan, Ipoteka-Bank is based on information about the real state of the business of a potential borrower. The main focus is on the development prospects of the business proposed for financing, rather than on formal indicators.
An individual approach to each customer allows Ipoteka Bank to offer loans to small businesses on the most favorable terms for customers. The interest rate for the use of credit funds is set based on the market conditions and the financial condition of the borrower. Interest is charged on the balance of the outstanding loan, which allows clients to avoid additional costs.
Calculation of loan
| Commercial bank name, official website, phone numbers | JSCMB "Ipoteka-bank", www.ipotekabank.uz Phone:(78) 150-11-22, Call-centr:1233 |
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Loan amount (Enter the amount and calculate the total value of the loan) |
Calculation graph |
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Loan period (in months)
(Insert the required month.) |
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Loan percentage (in percent) (Enter the appropriate deposit percentage) |
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| The total amount of interest in UZS |
0 |
| Total amount of loan |
0 |
