Auto loan
Interest rate
27%
Term of loan
36
Currency
UZS
Internet/Mobile bank
Application for opening a loan
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AUTO LOAN CREDIT PRODUCT PASSPORT |
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Product category |
Auto loan |
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Product type |
Loan |
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Agro / non agro |
Non agro |
|
Business line (segment) |
Micro and Small Enterprises |
|
Client |
Legal entities and individual entrepreneurs |
|
Targeted clientele |
Existing and potential clients of the bank (micro and small enterprises and private entrepreneurs) |
|
Start up |
No |
|
Current account history at the Bank |
1) Existing to bank clients (ETBc) 2) New to bank clients (NTBc) |
|
Purpose of the loan |
To purchase passenger vehicles from the primary or secondary market for own use and electric vehicles from the primary market |
|
Max. amount of the loan |
1) For legal entities - up to 1 250.0 mln. UZS 2) For individual entrepreneurs - up to 650.0 mln. UZS Total liability of the client should not exceed these amounts |
|
Min. amount of t the loan |
1) For legal entities - 50,0 mln. UZS 2) For individual entrepreneurs - 25,0 mln. UZS |
|
Possible currencies |
In national currency |
|
Interest rate (IR) (%) |
27% per annum |
|
Type of maturity (Revolving / non-revolving) |
Non revolving |
|
Max. Maturity |
Up to 60 months |
|
Down payment |
30-52% |
|
Accepted collaterals |
Vehicle that purchased on loan. A loan default risk insurance policy may be taken as security until the main security is formalized |
|
Frequency of interest payments |
Monthly payment |
|
Type of disbursement |
From the primary market – by bank transfer From the secondary market – by transferring funds to the seller’s plastic card or bank account By transferring funds to the supplier’s bank account either in a lump sum or in installments |
|
Grace period for capital repayment |
The grace period can be set up to 6 months depending on the project. No grace period for the secondary market |
|
Method of reimbursement |
Annuity or differential method |
|
Frequency of capital repayment |
Monthly or quarterly depending on the project |
|
Rule of prepayment |
Early repayment option available |
|
Additional terms |
A car loan from the secondary market is allocated to vehicles that are not more than 3 years old |
According to small business financing programm, Ipoteka-bank presents for your attention a wide range of loans for business.
Bank's product line allows to solve any tasks related to develop the business and ensuring its competitiveness.
When making a decision to grant a loan, Ipoteka-Bank is based on information about the real state of the business of a potential borrower. The main focus is on the development prospects of the business proposed for financing, rather than on formal indicators.
An individual approach to each customer allows Ipoteka Bank to offer loans to small businesses on the most favorable terms for customers. The interest rate for the use of credit funds is set based on the market conditions and the financial condition of the borrower. Interest is charged on the balance of the outstanding loan, which allows clients to avoid additional costs.
|
AUTO LOAN CREDIT PRODUCT PASSPORT |
|
|
Product category |
Auto loan |
|
Product type |
Loan |
|
Agro / non agro |
Non agro |
|
Business line (segment) |
Micro and Small Enterprises |
|
Client |
Legal entities and individual entrepreneurs |
|
Targeted clientele |
Existing and potential clients of the bank (micro and small enterprises and private entrepreneurs) |
|
Start up |
No |
|
Current account history at the Bank |
1) Existing to bank clients (ETBc) 2) New to bank clients (NTBc) |
|
Purpose of the loan |
To purchase passenger vehicles from the primary or secondary market for own use and electric vehicles from the primary market |
|
Max. amount of the loan |
1) For legal entities - up to 1 250.0 mln. UZS 2) For individual entrepreneurs - up to 650.0 mln. UZS Total liability of the client should not exceed these amounts |
|
Min. amount of t the loan |
1) For legal entities - 50,0 mln. UZS 2) For individual entrepreneurs - 25,0 mln. UZS |
|
Possible currencies |
In national currency |
|
Interest rate (IR) (%) |
27% per annum |
|
Type of maturity (Revolving / non-revolving) |
Non revolving |
|
Max. Maturity |
Up to 60 months |
|
Down payment |
30-52% |
|
Accepted collaterals |
Vehicle that purchased on loan. A loan default risk insurance policy may be taken as security until the main security is formalized |
|
Frequency of interest payments |
Monthly payment |
|
Type of disbursement |
From the primary market – by bank transfer From the secondary market – by transferring funds to the seller’s plastic card or bank account By transferring funds to the supplier’s bank account either in a lump sum or in installments |
|
Grace period for capital repayment |
The grace period can be set up to 6 months depending on the project. No grace period for the secondary market |
|
Method of reimbursement |
Annuity or differential method |
|
Frequency of capital repayment |
Monthly or quarterly depending on the project |
|
Rule of prepayment |
Early repayment option available |
|
Additional terms |
A car loan from the secondary market is allocated to vehicles that are not more than 3 years old |
According to small business financing programm, Ipoteka-bank presents for your attention a wide range of loans for business.
Bank's product line allows to solve any tasks related to develop the business and ensuring its competitiveness.
When making a decision to grant a loan, Ipoteka-Bank is based on information about the real state of the business of a potential borrower. The main focus is on the development prospects of the business proposed for financing, rather than on formal indicators.
An individual approach to each customer allows Ipoteka Bank to offer loans to small businesses on the most favorable terms for customers. The interest rate for the use of credit funds is set based on the market conditions and the financial condition of the borrower. Interest is charged on the balance of the outstanding loan, which allows clients to avoid additional costs.
Calculation of loan
| Commercial bank name, official website, phone numbers | JSCMB "Ipoteka-bank", www.ipotekabank.uz Phone:(78) 150-11-22, Call-centr:1233 |
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Loan amount (Enter the amount and calculate the total value of the loan) |
Calculation graph |
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Loan period (in months)
(Insert the required month.) |
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Loan percentage (in percent) (Enter the appropriate deposit percentage) |
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| The total amount of interest in UZS |
0 |
| Total amount of loan |
0 |
