Humo-Visa

Humo-Visa

A reliable international card for effortless payments at home and secure shopping around the world.

Currency

Currency

UZS

Deposit

Deposit

No

Issuance Fee

Issuance Fee

50,000 UZS



Target audience
Individuals who make purchases and payments within Uzbekistan
Required documents
  • Passport or other identity document
  • Application form
  • Agreement (Offer) between the client and the bank
Types of services
  • POS payments within the Republic of Uzbekistan
  • Payments and transactions via banking and payment organization applications
  • E-commerce payments within the Republic of Uzbekistan
  • Cash withdrawal and deposit, as well as payments via ATMs within the Republic of Uzbekistan
Term
5 years
Currency
UZS
Card Fee
  • Issuance – 50 000 UZS
  • Reissuance – 50 000 UZS
Application Channels
  • Through the bank’s mobile application
  • At the bank’s branches
Service Activation
SMS notifications – free of charge

Your reliable link between local convenience and global freedom.

The Humo-Visa from Ipoteka Bank OTP Group is a modern, convenient card that unites the reliability of the national Humo payment system with the global capabilities of Visa. Enjoy seamless payments and cash withdrawals both in Uzbekistan and abroad — one card for every need.

With Humo, you can easily pay for utilities, mobile services, internet, and other expenses through banking apps. Through the Visa network, you gain access to hundreds of thousands of ATMs and more than 22 million retail locations worldwide — making Humo-Visa the perfect travel companion.

Equipped with a secure microchip, the card ensures advanced protection of your personal data and transactions.

Getting your card is easy: visit any Ipoteka Bank OTP Group branch with your ID and sign the agreement. The issuance fee is UZS 50,000, and no deposit is required.

Terms and Fees

  • Issuance / reissue: UZS 50,000
  • Deposit balance: Not required
  • Card renewal (technical issue) & SMS notifications: Free
  • Foreign-currency deposits: Free
  • Chargeback (dispute): USD 10
  • Cash withdrawals: According to bank tariffs

Humo-Visa — pay locally, shop globally.
Secure, convenient, and ready for wherever life takes you.

Fill out the application — and we will find the best solution for you.


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