BYD Auto Loan with a Term of up to 5 Years

Apply for an auto loan directly at an official BYD dealership - fast, convenient, and with minimal paperwork.

Apply in 5 minutes

Easy approval

Approved at the dealership in just a few minutes

Flexible terms

Annual rate 27%, down payment 25%

Fast decision

Up to 480M UZS financing - for BYD vehicles

Calculate the rate

Car cost

1 млн 1 млрд

Down payment

1 млн 1 млрд

Loan term

1 year

2 years

3 years

4 years

5 years

Rates from: %

Monthly payment

1 489 200 cумов

Calculation is approximate. Exact terms apply upon application

Submit an application

Models

all BYD models

Loan amount

up to UZS 480 million

Down payment

25% *The down payment may be lower (but not less than 10%) in case the share of car loans with a down payment parameter of lower than 25% in the total car loan portfolio issued after July 1, 2024 is below 15%

Interest rate

27% per annum

Term

up to 5 years

Requirements

passport, confirmed income for 6 months

Where to apply

official BYD dealerships across Uzbekistan

Universal service agreement for individuals

PDF 1508.39 Кб

Public offer to join the universal service agreement for individuals

PDF 522.98 Кб

Car Loan Agreement (Primary Market)

PDF 275.45 Кб

Credit product passport

PDF 140.92 Кб

Procedure for Releasing Collateral Assets or Substituting Collateral Items (Excerpt from the CMR)

PDF 4841.31 Кб

Consent to the Processing of Personal-Data

PDF 171.24 Кб

Ipoteka Bank OTP Group offers a simple and convenient auto loan that helps you become the owner of a new BYD vehicle. Get up to UZS 480 million with a 25% down payment. Loan term - from 12 months to 5 years. Required documents: passport and proof of income for the last 6 months. For clients without official income, with an initial contribution of 40%, it is possible to apply through a declaration form. You can apply and receive approval directly at an official BYD dealership - quickly and hassle-free.

Application-2 To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services

Information sheet about main terms of the loan

The name of commercial bank, Official website, phone numbers

JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233

Section 1. Loan information

1. Type of the loan

Автокредит R-BYD

2. Purpose of the loan

For personal needs

3. Amount of the loan (in national currency)

4. Term of the loan (in month)

month

5. The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount

152,208,819 uzs

7. Grace period for the loan (if exist)

not exist

8. Periodic payments (monthly, quarterly and etc.)

Monthly

9. Loan repayment method (annuity method (equal amounts), differential method)

Annuity method

10. The amount of a one-time payment during the payment period

96,017,402 uzs

11. The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)

By transferring funds to the client’s account

12. Additional expenses related to the loan (if any):

not exist

Bank commissions and fees by type (indicate separately)

not exist

Third party services (indicate separately)

not exist

13. Total cost of the loan (includes nominal interest rate and loan servicing costs)

1,152,208,819 uzs

Section 2. Important conditions related to other financial obligations

1. In connection with the late repayment of the loan debt, a penalty (fine, penalty) provided in the contract is imposed (if there is such a condition)

In the event of a delay in the repayment of the principal amount of the microloan, the borrower shall pay a penalty amounting to 180% of the overdue principal amount for the entire period of delay.

2. The amount of the increased interest rate paid on the loan amount due to late repayment of the loan debt (if such condition exists)

If the borrower fails to pay the interest within the specified period, the borrower shall pay the bank a late payment fee of 2% of the overdue payment amount for each day of delay, but not exceeding 50% of the overdue payment amount.

3. Collateral of the loan (minimum requirements for the subject of collateral, minimum cost of collateral)

not exist

Read carefully before agreeing to take out a loan!

You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.

If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.

ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED. Position and full name of the bank's specialist

Date of completion