BYD Auto Loan with a Term of up to 5 Years

BYD Auto Loan with a Term of up to 5 Years

Apply for an auto loan directly at an official BYD dealership - fast, convenient, and with minimal paperwork.

Apply in 5 minutes
Easy approval

Easy approval

Approved at the dealership in just a few minutes

Flexible terms

Flexible terms

Annual rate 27%, down payment 25%

Fast decision

Fast decision

Up to 480M UZS financing - for BYD vehicles

Calculate the rate

1 млн 1 млрд
1 млн 1 млрд
1 year
2 years
3 years
4 years
5 years
Rates from: %
Monthly payment
1 489 200 cумов
Calculation is approximate. Exact terms apply upon application
Submit an application


Models
all BYD models
Loan amount
up to UZS 480 million
Down payment
25% *The down payment may be lower (but not less than 10%) in case the share of car loans with a down payment parameter of lower than 25% in the total car loan portfolio issued after July 1, 2024 is below 15%
Interest rate
27% per annum
Term
up to 5 years
Requirements
passport, confirmed income for 6 months
Where to apply
official BYD dealerships across Uzbekistan
Ipoteka Bank OTP Group offers a simple and convenient auto loan that helps you become the owner of a new BYD vehicle. Get up to UZS 480 million with a 25% down payment. Loan term - from 12 months to 5 years. Required documents: passport and proof of income for the last 6 months. For clients without official income, with an initial contribution of 40%, it is possible to apply through a declaration form. You can apply and receive approval directly at an official BYD dealership - quickly and hassle-free.

Application-2
To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services
Information sheet
about main terms of the loan

The name of commercial bank, Official website, phone numbers JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
1-section. Loan information
1. Type of the loan Автокредит R-BYD
2. Purpose of the loan For personal needs
3. Amount of the loan (in national currency)
4. Term of the loan (in month) month
5. The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount %
152,208,819 uzs
7. Grace period for the loan (if exist) not exist
8. Periodic payments (monthly, quarterly and etc.) Monthly
9. Loan repayment method (annuity method (equal amounts), differential method) Annuity method
10. The amount of a one-time payment during the payment period
96,017,402 uzs
11. The form of provision of the loan
(transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)
By transferring funds to the client’s account
12. Additional expenses related to the loan (if any): not exist
Bank commissions and fees by type (indicate separately) not exist
Third party services (indicate separately) not exist
13. Total cost of the loan (includes nominal interest rate and loan servicing costs) 1,152,208,819 uzs

2-section. Important conditions related to other financial obligations

1. In connection with the late repayment of the loan debt, a penalty (fine, penalty) provided in the contract is imposed (if there is such a condition) In the event of a delay in the repayment of the principal amount of the microloan, the borrower shall pay a penalty amounting to 180% of the overdue principal amount for the entire period of delay.
2. The amount of the increased interest rate paid on the loan amount due to late repayment of the loan debt (if such condition exists) If the borrower fails to pay the interest within the specified period, the borrower shall pay the bank a late payment fee of 2% of the overdue payment amount for each day of delay, but not exceeding 50% of the overdue payment amount.
3. Collateral of the loan (minimum requirements for the subject of collateral, minimum cost of collateral)

Read carefully before agreeing to take out a loan!

You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.

If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.

ACCURACY OF THE INFORMATION SHEET
AND THE AUTHENTICITY IS CONFIRMED.
_______________________________________
(position and full name of the bank's specialist)


_______________________________
(date of completion)

Fill out the application — and we will find the best solution for you.

A car loan created for you

Clear terms

Annual rate 27%

Автокредит

Fast and beneficial

Confirmed income is all you need

Co-borrower - optional

Need more funds? Add a co-borrower

No unnecessary bureaucracy

Passport and income proof - that’s all you need

Make payments the way you prefer

Submit your application via mobile app or on the website


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