BYD Auto Loan with a Term of up to 5 Years
Apply for an auto loan directly at an official BYD dealership - fast, convenient, and with minimal paperwork.
Apply in 5 minutes
Easy approval
Approved at the dealership in just a few minutes
Flexible terms
Annual rate 25%, down payment 25%
Fast decision
Up to 480M UZS financing - for BYD vehicles
Calculate your payment
10 млн
480 млн
Select a Car Model
To customize your loan terms and view available offers
This calculation is for illustrative purposes only. The bank will confirm the final terms after reviewing your application.
Monthly payment
What additional costs should you expect besides the down payment?
In addition to the down payment, insurance must be paid when applying for the loan. We show all costs in advance so you can plan your budget.
Comprehensive Insurance (CASCO)
- Issued for the entire loan term
- Covers the full value of the vehicle
- Paid once during the loan application process
The bank does not charge any fees for processing a loan.
Opening an account, arranging collateral, and maintaining the account are free of charge.
Just 4 steps to your new car
Calculate your monthly payment
Use the calculator above. It only takes a couple of minutes—no calls or branch visits required.
Submit your application
Enter your name and phone number. A bank representative will contact you to confirm the details.
Receive the bank's decision
Your final interest rate and loan amount will be confirmed at this stage.
Complete the purchase at the dealership
Sign the agreement, arrange CASCO insurance and collateral, and drive away in your new car.
Detailed information
Models
all BYD models
Loan amount
up to UZS 480 million
Down payment
25%
*The down payment may be lower (but not less than 10%) in case the share of car loans with a down payment parameter of
lower than 25% in the total car loan portfolio issued after July 1, 2024 is below 15%
Interest rate
25% per annum
Term
up to 5 years
Requirements
- A valid identity document (passport / ID card or an equivalent document);
- A vehicle purchase agreement issued by the authorized dealer.
Where to apply
official BYD dealerships across Uzbekistan
ИП ООО «Astana Motors Company»,
ООО «Voris Motors Keles»,
ООО «MK Direct»,
ООО «Beni Motors»,
ООО «A-Autozone»,
ООО «Uniland - Megawatt»,
ООО «Bedachi»,
ООО «SANCAR MOTORS»,
PE «AMIN MULLA»,
ИП ООО «ASTER AUTO TRADE»,
ООО «Voris Motors Qibray
ИП ООО «Astana Motors Company»,
ООО «Voris Motors Keles»,
ООО «MK Direct»,
ООО «Beni Motors»,
ООО «A-Autozone»,
ООО «Uniland - Megawatt»,
ООО «Bedachi»,
ООО «SANCAR MOTORS»,
PE «AMIN MULLA»,
ИП ООО «ASTER AUTO TRADE»,
ООО «Voris Motors Qibray
Ipoteka Bank OTP Group offers a simple and convenient auto loan that helps you become the owner of a new BYD vehicle. Get up to UZS 480 million with a 25% down payment.
Loan term - up to 5 years.
Minimum paperwork required:
- A valid identity document (passport / ID card or an equivalent document);
- A vehicle purchase agreement issued by the authorized dealer.
You can apply and receive approval directly at an official BYD dealership - quickly and hassle-free.
Minimum paperwork required:
- A valid identity document (passport / ID card or an equivalent document);
- A vehicle purchase agreement issued by the authorized dealer.
You can apply and receive approval directly at an official BYD dealership - quickly and hassle-free.
To the regulation on the minimum requirements for the activities of
commercial banks in the implementation of
relations with consumers of banking services
Information sheet about main terms of the loan
The name of commercial bank, Official website, phone numbers
JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
Section 1. Credit Information
1.Type of the loan
R-BYD car loan
2.Purpose of the loan
For personal use
3.Amount of the loan (in national currency)
4.Term of the loan (in month)
Months
5.The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount
%
365,318,113 sum
6.Grace period for the loan (if exist)
not exist
7.Periodic payments (monthly, quarterly and etc.)
each month
8.Loan repayment method (annuity method (equal amounts), differential method)
Annuity method
9.The amount of a one-time payment during the payment period
14,088,635 sum
10.The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)
By transferring funds to the client’s account
11.Additional expenses related to the loan (if any):
not exist
12.Bank commissions and fees by type (indicate separately)
not exist
13.Third party services (indicate separately)
not exist
14.Total cost of the loan (includes nominal interest rate and loan servicing costs)
845,318,113 sum
Section 2. Important conditions related to other financial obligations
1.In case of late repayment of the principal debt (overdue loan)
the Borrower shall pay interest to the Bank in the amount of 1.5 times the interest rate established by this Agreement for the entire period of delay
2.For failure to pay interest within the established time limits
the Borrower shall pay a penalty of 2.0% of the overdue interest amount for each day of delay, but not exceeding 50% of the overdue interest amount
3.Type of collateral
the purchased passenger vehicle, insurance policy
Read carefully before agreeing to take out a loan!
You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.
If you have complaints, you can send your appeal to +998 78 150 11 22 the digital phone number or 100000, Tashkent, 30 Shakhrisabz Street the address or info@ipotekabank.uz the email address.
ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED.
Position and full name of the bank's specialist
Date of completion
Get a preliminary decision in just 10 minutes
Simply enter your name and phone number. Our specialist will call you and explain the next steps.
A car loan created for you.
Clear terms
Annual rate 25%
Fast and beneficial
Approved at the dealership in just a few minutes
Co-borrower - optional
Need more funds? Add a co-borrower
No unnecessary bureaucracy
Passport and vehicle purchase agreement - that’s all you need
Make payments the way you prefer
Submit your application via mobile app or on the website
FAQs
R-BYD Car Loan is provided for the purchase of new BYD vehicles in the primary market. All BYD models are available. The program includes popular models: ATTO 8, SEAL 6, SEALION 7, YUAN UP, SEAGULL, e2, BYD CHAZOR Champion, SONG PRO DM-i Champion, SONG PLUS EV Champion, SONG PLUS DM-i UzPride
The required down payment is 25%, 30%, 40%, or 50%, depending on the selected sub-program.
The vehicle must be purchased from official dealers in Uzbekistan.
Early repayment is allowed. The procedure and applicable conditions are governed by the product terms and the loan agreement.
You can purchase KASKO online on the Imkon Sug’urta website — it is fast and convenient.
To do this, choose a package, fill in vehicle and owner details, confirm your application, and pay for the policy online. After payment, you will receive your electronic policy via SMS immediately.
Additionally, you can add the Litro “Road Assistance” subscription (within the Oson start package) or get it for free with the Qulay plus and Ishonch premium packages.
To do this, choose a package, fill in vehicle and owner details, confirm your application, and pay for the policy online. After payment, you will receive your electronic policy via SMS immediately.
Additionally, you can add the Litro “Road Assistance” subscription (within the Oson start package) or get it for free with the Qulay plus and Ishonch premium packages.
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Last updated: 06.11.2026