SUPER CHANGAN Auto Loan
(CHANGAN, DEEPAL, AVATR, NEVO Vehicles)
Transparent conditions, application and approval directly at official dealerships.
Apply in 5 minutes
Easy approval
Approved at the dealership in just a few minutes
Flexible terms
Annual rate from 0% to 17.5%, down payment from 25%
Fast decision
Up to 480M UZS financing - for CHANGAN, DEEPAL, AVATR and NEVO vehicles
Calculate your payment
10 млн
480 млн
Select a Car Model
To customize your loan terms and view available offers
This calculation is for illustrative purposes only. The bank will confirm the final terms after reviewing your application.
Monthly payment
What additional costs should you expect besides the down payment?
In addition to the down payment, insurance must be paid when applying for the loan. We show all costs in advance so you can plan your budget.
Comprehensive Insurance (CASCO)
- Issued for the entire loan term
- Covers the full value of the vehicle
- Paid once during the loan application process
The bank does not charge any fees for processing a loan.
Opening an account, arranging collateral, and maintaining the account are free of charge.
Just 4 steps to your new car
Calculate your monthly payment
Use the calculator above. It only takes a couple of minutes—no calls or branch visits required.
Submit your application
Enter your name and phone number. A bank representative will contact you to confirm the details.
Receive the bank's decision
Your final interest rate and loan amount will be confirmed at this stage.
Complete the purchase at the dealership
Sign the agreement, arrange CASCO insurance and collateral, and drive away in your new car.
Detailed information
Models
All CHANGAN, DEEPAL, AVATR and NEVO models
- with a 30% down payment, it is possible to issue loans to customers without official income for the Deepal and Changan brands
- with a 50% down payment, it is possible to issue loans to customers without official income for the Nevo and Avatr brands
- with a 30% down payment, it is possible to issue loans to customers without official income for the Deepal and Changan brands
- with a 50% down payment, it is possible to issue loans to customers without official income for the Nevo and Avatr brands
Loan amount
Up to UZS 480 million
Down payment
From 25%
Interest rate
0.0–23.5% per annum (depending on down payment)
Term
Up to 5 years
Requirements
- A valid identity document (passport / ID card or an equivalent document);
- A vehicle purchase agreement issued by the authorized dealer.
- A vehicle purchase agreement issued by the authorized dealer.
Where to apply
Official dealerships, partners of Runking Motor in Uzbekistan
ООО «MODERN AUTO MOTORS», ООО «TASHKENT AUTO TRADE»,
ООО «LUMAX MOTORS», ООО «BUKHARA AUTO ELITE»,
OOO «BRILLIANT EV SALES SERVICE», ООО «AUTO REGION PARTS»,
ООО «AZAMAT AUTO INVEST», ООО «CHANGAN AUTO»,
ООО «Runking Motor», ООО «DAVAN GROUP NAVOIY»,
ООО «MAY AUTO STYL», ООО «SAYOR MOTORS»,
ООО «HUARONG GLOBAL», ООО «MIRSAIDOV TRADE»,
OOO «TREND PREMIUM MOTORS»
ООО «MODERN AUTO MOTORS», ООО «TASHKENT AUTO TRADE»,
ООО «LUMAX MOTORS», ООО «BUKHARA AUTO ELITE»,
OOO «BRILLIANT EV SALES SERVICE», ООО «AUTO REGION PARTS»,
ООО «AZAMAT AUTO INVEST», ООО «CHANGAN AUTO»,
ООО «Runking Motor», ООО «DAVAN GROUP NAVOIY»,
ООО «MAY AUTO STYL», ООО «SAYOR MOTORS»,
ООО «HUARONG GLOBAL», ООО «MIRSAIDOV TRADE»,
OOO «TREND PREMIUM MOTORS»
Own your new CHANGAN, DEEPAL, AVATR or NEVO with clear and flexible financing from Ipoteka Bank OTP Group. Get up to UZS 480 million with a down payment of 25–50% and an annual rate between 0.0% and 23.5% - the higher your down payment, the lower the rate.
A special dealership offer provides a 0% installment plan for up to 12 months.
Minimum paperwork required:
- A valid identity document (passport / ID card or an equivalent document);
- A vehicle purchase agreement issued by the authorized dealer.
All steps - from application to approval - take place directly at the official dealership, quickly and conveniently.
Minimum paperwork required:
- A valid identity document (passport / ID card or an equivalent document);
- A vehicle purchase agreement issued by the authorized dealer.
All steps - from application to approval - take place directly at the official dealership, quickly and conveniently.
To the regulation on the minimum requirements for the activities of
commercial banks in the implementation of
relations with consumers of banking services
Information sheet about main terms of the loan
The name of commercial bank, Official website, phone numbers
JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
Section 1. Credit Information
1.Type of the loan
SUPER CHANGAN car loan
2.Purpose of the loan
For personal use
3.Amount of the loan (in national currency)
4.Term of the loan (in month)
Months
5.The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount
%
243,519,755 sum
6.Grace period for the loan (if exist)
not exist
7.Periodic payments (monthly, quarterly and etc.)
each month
8.Loan repayment method (annuity method (equal amounts), differential method)
Annuity method
9.The amount of a one-time payment during the payment period
12,058,663 sum
10.The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)
By transferring funds to the client’s account
11.Additional expenses related to the loan (if any):
not exist
12.Bank commissions and fees by type (indicate separately)
not exist
13.Third party services (indicate separately)
not exist
14.Total cost of the loan (includes nominal interest rate and loan servicing costs)
723,519,755 sum
Section 2. Important conditions related to other financial obligations
1.In case of late repayment of the principal debt (overdue loan)
the Borrower shall pay interest to the Bank in the amount of 1.5 times the interest rate established by this Agreement for the entire period of delay
2.For failure to pay interest within the established time limits
the Borrower shall pay a penalty of 2.0% of the overdue interest amount for each day of delay, but not exceeding 50% of the overdue interest amount
3.Type of collateral
the purchased passenger vehicle, insurance policy
Read carefully before agreeing to take out a loan!
You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.
If you have complaints, you can send your appeal to +998 78 150 11 22 the digital phone number or 100000, Tashkent, 30 Shakhrisabz Street the address or info@ipotekabank.uz the email address.
ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED.
Position and full name of the bank's specialist
Date of completion
Get a preliminary decision in just 10 minutes
Simply enter your name and phone number. Our specialist will call you and explain the next steps.
A car loan created for you.
Clear terms
Annual rate 0–17.5%
Fast and beneficial
Approved at the dealership in just a few minutes
Co-borrower - optional
Need more funds? Add a co-borrower
No unnecessary bureaucracy
Passport and vehicle purchase agreement - that’s all you need
Make payments the way you prefer
Submit your application via mobile app or on the website
FAQs
The SUPER CHANGAN car loan is provided for the purchase of new vehicles (primary market) of the Changan, Deepal, Avatr, and Nevo brands. The program applies to models participating in the current SUPER CHANGAN product terms.
The available down payment options are from 25%, 30%, 40%, or 50%, depending on the selected credit program (SCHAN-2 / SCHAN-3 / SCHAN-4 / SCHAN-5) and the vehicle model.
The loan term ranges from 12 to 60 months, depending on the selected credit program.
The following documents are required:
– a valid identity document (passport / ID card or equivalent);
– a vehicle purchase agreement issued by the authorized dealer.
– a valid identity document (passport / ID card or equivalent);
– a vehicle purchase agreement issued by the authorized dealer.
The vehicle must be purchased from dealer centers connected to the product, including:
LLC “MODERN AUTO MOTORS”
LLC “TASHKENT AUTO TRADE”
LLC “LUMAX MOTORS”
LLC “BUKHARA AUTO ELITE”
LLC “BRILLIANT EV SALES SERVICE”
LLC “AUTO REGION PARTS”
LLC “AZAMAT AUTO INVEST”
LLC “CHANGAN AUTO”
LLC “Runking Motor”
LLC “DAVAN GROUP NAVOIY”
LLC “MAY AUTO STYL”
LLC “SAYOR MOTORS”
LLC “HUARONG GLOBAL”
LLC “MIRSAIDOV TRADE”
LLC “TREND PREMIUM MOTORS”
LLC “MODERN AUTO MOTORS”
LLC “TASHKENT AUTO TRADE”
LLC “LUMAX MOTORS”
LLC “BUKHARA AUTO ELITE”
LLC “BRILLIANT EV SALES SERVICE”
LLC “AUTO REGION PARTS”
LLC “AZAMAT AUTO INVEST”
LLC “CHANGAN AUTO”
LLC “Runking Motor”
LLC “DAVAN GROUP NAVOIY”
LLC “MAY AUTO STYL”
LLC “SAYOR MOTORS”
LLC “HUARONG GLOBAL”
LLC “MIRSAIDOV TRADE”
LLC “TREND PREMIUM MOTORS”
You can purchase KASKO online on the Imkon Sug’urta website — it is fast and convenient.
To do this, choose a package, fill in vehicle and owner details, confirm your application, and pay for the policy online. After payment, you will receive your electronic policy via SMS immediately.
Additionally, you can add the Litro “Road Assistance” subscription (within the Oson start package) or get it for free with the Qulay plus and Ishonch premium packages.
To do this, choose a package, fill in vehicle and owner details, confirm your application, and pay for the policy online. After payment, you will receive your electronic policy via SMS immediately.
Additionally, you can add the Litro “Road Assistance” subscription (within the Oson start package) or get it for free with the Qulay plus and Ishonch premium packages.
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Last updated: 05.11.2026