"Ipoteka Bank OTP Group offers a simple and convenient R1 Auto Loan to help you purchase a new or used car. Get financing up to UZS 480 million with a 25% down payment. Loan term - from 12 months to 5 years. Required documents: passport and proof of income for the last 6 months. If you are self-employed, the bank will review your application with income confirmation via my.gov.uz. Applications are processed directly at official partner dealerships - fast, convenient, and available for both individuals and legal entities. "

Application-2 To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services

Information sheet about main terms of the loan

The name of commercial bank, Official website, phone numbers

JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233

Section 1. Loan information

1. Type of the loan

Автокредит R-1

2. Purpose of the loan

For personal needs

3. Amount of the loan (in national currency)

4. Term of the loan (in month)

month

5. The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount

169,786,498 uzs

7. Grace period for the loan (if exist)

not exist

8. Periodic payments (monthly, quarterly and etc.)

Monthly

9. Loan repayment method (annuity method (equal amounts), differential method)

Annuity method

10. The amount of a one-time payment during the payment period

97,482,208 uzs

11. The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)

By transferring funds to the client’s account

12. Additional expenses related to the loan (if any):

not exist

Bank commissions and fees by type (indicate separately)

not exist

Third party services (indicate separately)

not exist

13. Total cost of the loan (includes nominal interest rate and loan servicing costs)

1,169,786,498 uzs

Section 2. Important conditions related to other financial obligations

1. In connection with the late repayment of the loan debt, a penalty (fine, penalty) provided in the contract is imposed (if there is such a condition)

In the event of a delay in the repayment of the principal amount of the microloan, the borrower shall pay a penalty amounting to 180% of the overdue principal amount for the entire period of delay.

2. The amount of the increased interest rate paid on the loan amount due to late repayment of the loan debt (if such condition exists)

If the borrower fails to pay the interest within the specified period, the borrower shall pay the bank a late payment fee of 2% of the overdue payment amount for each day of delay, but not exceeding 50% of the overdue payment amount.

3. Collateral of the loan (minimum requirements for the subject of collateral, minimum cost of collateral)

not exist

Read carefully before agreeing to take out a loan!

You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.

If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.

ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED. Position and full name of the bank's specialist

Date of completion

Fill out the application — and we will find the best solution for you.

A car loan created for you

Clear terms

Annual rate 27.99–29.99%

Fast and beneficial

Confirmed income is all you need

Co-borrower - optional

Need more funds? Add a co-borrower

No unnecessary bureaucracy

Passport and income proof - that’s all you need

Flexible payments

Submit your application via mobile app or on the website