Car Loans for Business Entities

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Purchase of a vehicle without affecting working capital

Renew your fleet without impacting working capital

Temporary insurance

No need to search for collateral — quick and easy with temporary insurance!

Payments without burden

Long term with a grace period — pay with ease!

Targeted clientele

Existing and potential clients of the bank (micro and small enterprises and individual entrepreneurs)

Purpose of the loan

To purchase passenger vehicles from the primary or secondary market (including hybrid) for own use and electric vehicles from the primary market

Interest rate (IR) (%)

27% per annum

Max. amount of the loan

Up to 480.0 mln. UZS

Possible currencies

In national currency

Max. maturity

From the primary market: To purchase passenger cars (including electric and hybrid) – up to 60 months
From the secondary market: – Not older than 2 years – up to 60 months;
– Not older than 4 years – up to 48 months

Grace period for capital repayment

Primary market: – 0–2 years: 3 months; – 2–5 years: 6 months;
Secondary market – no grace period

Accepted collaterals

Vehicle purchased on loan; Insurance policy of the 14th class (minimum 3 months);
Insurance policy of the 3rd class (CASCO) for the entire loan term with coverage equal to 100% of the vehicle price

Down payment

From 30%

Passport

PDF 169.03 Кб

For Legal Entities:

Application;
Decision of the authorized body of the borrower on obtaining a loan. A copy of the borrower’s constituent documents with the latest amendments for verification of authority (license);
Financial statements submitted to the State Tax Authorities for the latest reporting period;
If the borrower has accounts and obligations with another credit organization (bank), a reference from that credit organization (bank) and account turnover statements shall be provided;
Copies of contracts (agreements) for the purchase of a vehicle financed by the loan;
Documents confirming the availability of trading or production premises intended for business activities;
Business plan (simplified);
Collateral documents.

For Individual Entrepreneurs:

Application;
Copy of the state registration certificate;
Copies of contracts (agreements) for the purchase of a vehicle financed by the loan;
Business plan (simplified);
If the borrower has accounts and obligations with other credit organizations (banks), a reference and account turnover statements from such credit organization (bank) shall be provided;
Collateral documents.

This list of documents is not exhaustive and is required for consideration of the loan application. If necessary, the Bank reserves the right to request additional documents.