Business Loans

Long-term partnership and tailored financial solutions for your business
Apply now

Small Business

Every business starts with an idea
Up to UZS 2.6 billion
Loan amount
Up to 27%
Annual interest rate
Up to 5 years
Loan term
From UZS 100 million per year
Annual turnover
Secured by liquid collateral
Working Capital
Financing
For the purchase of raw materials, goods, and coverage of operating expenses
Fixed Asset
Financing
Opening new outlets, expanding production, launching new business lines

Medium Business

You decide, we support.
Up to 12 billion
Loan amount
24%
Annual interest rate
Up to 5 years
Loan term
from UZS 14 billion per year
Annual turnover
Secured by liquid collateral
Customized programs.
For business development.
Factoring
Up to 90 days of deferred payment.

How to apply for a loan?

1

Submit an application

A bank representative will contact you

2

Get a consultation

We will explain the process and required documents

3

Prepare the documents

Visit the most convenient branch

Fill out the application — and we will find the best solution for you.

Select a service office
On the map or from the list
Head Operational Management
100000, Toshkent shahri, Mirzo Ulug'bek tumani, Shaxrisabz ko`chasi, 30 uy
Mirabad branch
100105 Тоshkent shahar, Mirobod tumani, Furqat MFY, Tolimarjon ko'chasi, 1/2-uy
Mekhnat branch
100000 Toshkent shahar, Mirzo Ulugbek tumani, Istiqlol ko'chasi, 9-uy
Shaykhontokhur branch
100027 Toshkent shahar, Shayhantoxur tumani, Islom Karimov ko'chasi, 16a-uy
Yunusabad branch
100084 Toshkent shahar, Yunusobod tumani, Amir Temur ko'chasi, 89-uy
Almazar branch
100174 Toshkent shahar, Olmazor tumani, Orzu MFY, Farobiy ko'chasi, 5-uy
Yashnabad branch
100084 Toshkent shahar, Yashnobod tumani, Dilbog' MFY, Lisunova ko'chasi, 69a-uy
Sergeli branch
100209 Toshkent shahar, Sergeli tumani, Mehrigiyo ko'chasi, 1-uy
Chilanzar branch
100113 Toshkent shshar, Chilonzor tumani, Qatortol ko'chasi, 37-uy
Yakkasaray branch
100013 Toshkent shahar, Yakkasaroy tumani, Usmon Nosir ko'chasi, 61-uy
Tashkent city operational department
100000 Toshkent shahri, Mirzo Ulug'bek tumani, Mustaqillik ko'chasi, 15-uy
Mirobod touchpoint
100015 Toshkent shahar, Mirobod tumani, Abdulla Avloniy MFY, Mirobod ko'chasi, 35-uy
Shaykhontokhur touchpoint
100020 Toshkent shahar, Shayhantoxur tumani, Gulobod MFY, Beruniy ko'chasi, 1a-uy
Mekhnat touchpoint
100125 Toshkent shahar, Mirzo Ulugbek tumani, Umid MFY, Temur Malik ko'chasi, 3a-uy
Humo touchpoint
100125 Toshkent shahar, Mirzo Ulugbek tumani, Umid MFY, Temur Malik ko'chasi, 3a-uy
Kushbegi touchpoint
100012 Toshkent shahar, Yakkasaroy tumani, Qushbegi MFY, Sh.Rustavelli ko'chasi, 73/5-uy
Hayot touchpoint
100085 Toshkent shahar, Yangi hayot tumani, Tursunzoda ko'chasi, 38-uy
Bunyodkor touchoint
100097 Toshkent shahar, Chilonzor tumani, Halqlar do'stligi MFY, Chupon ota ko'chasi, 39-uy
Minor touchpoint
100009 Toshkent shahar, Yunusobod tumani, Kashkar MFY, Bog'iravon ko'chasi, 53-uy
Alfraganus touchpoint
Тоshkent shahar, Mirobod tumani, Tong Yulduz MFY, Alfraganus savdo majmuasi
Matbuotchilar touchpoint
100165 Toshkent shahar, Mirobod tumani, Sharof Rashidov MFY, Buxoro ko'chasi, 24-uy
Xadra touchpoint
100021 Toshkent shahar, Shayhantoxur tumani, Gulbozor MFY, Zarqaynar ko'chasi
Guncha touchpoint
100068 Toshkent shahar, Shayhantoxur tumani, Bog'kucha MFY, Beruniy ko'chasi blok 1, 1-uy
Milliy touchpoint
100007 Toshkent shahar, Yashnobod tumani, Mirzo Ulugbek ko'chasi, Dustobod MFY, Parkent ko'chasi, Parkent Plaza qoshida
Chinor touchpoint
100080 Toshkent shahar, Mirobod tumani, Chinor MFY, Quyliq 1 kvartal, 80A-uy
Baraka touchpoint
100147 Toshkent shahar, Bektemir tumani, Nurafshon MFY, Quyliq bozor hududi
Oloy touchpoint
100084 Toshkent shahar, Yunusobod tumani, Buyuk Turon MFY, Oloy bozori hududi
Nurshoh touchpoint
100084 Toshkent shahar, Yunusobod tumani, 15-kv, Bobo dehqon MFY, T.Zoxidov ko'chasi
Barkamol touchpoint
100084 Toshkent shahar, Yunusobod tumani, Mustaqillik MFY, A.Temur va A.Donish ko'chalari kesishuvi, Said Baraka bozor (universam)
Chukursoy touchpoint
100057 Toshkent shahar, Olmazor tumani, Miskin MFY, Usta shirin ko'chasi, 125-uy
Jomiy touchpoint
100057 Toshkent shahar, Olmazor tumani, Universitet ko'chasi
Aviasozlar touchpoint
100014 Toshkent shahar, Yashnobod tumani, Parvoz MFY, Aviasozlar 1-mavze, 77-uy, 51-kv
Kuylik touchpoint
100105 Toshkent shahar, Yashnobod tumani, Katta quylik MFY, Farg'ona yuli ko'chasi, 539-uy
Yangi asr touchpoint
100085 Toshkent shahar, Sergeli tumani, Sergeli 6-kvartal, Yangi Sergeli ko'chasi, Sergeli dehqon bozor hududi
Imkoniyat touchpoint
100012 Toshkent shahar, Sergeli tumani, Quyliq-5 kvartal, Xalqabod MFY, Yangi Quyliq ko'chasi
Chilonzor touchpoint
100161 Toshkent shahar, Chilonzor tumani, Beshqurg'on MFY, Bunyodkor ko'chasi, 56A-uy
Askiya touchpoint
100100 Toshkent shahar, Yakkasaroy tumani Shoxjaxon MFY, Sh.Rustavelli ko'chasi, 52A-uy
Nazarbek touchpoint
100139 Toshkent shahar, Uchtepa tumani, "Di-Max" metal servis bozori hududi
Toljimarjon ATM-1
Tashkent city, Mirabad district, Furqat mahalla, Tolimarjon street, house 1/2.
Beruniy ATM-1
Tashkent city, Almazar district, 5 Beruni Street
Beruniy ATM-2
Tashkent city, Almazar district, 5 Beruni Street
Beruniy ATM-3
Tashkent city, Almazar district, 5 Beruni Street
Kichik halqa yo‘li ATM-1
Tashkent city, Almazar district, 1 Small Ring Road
Ziyo ATM-1
Tashkent city, Almazar district, Ziyo Street, Academic Music Lyceum
Istedod ATM-1
Tashkent city, Almazar district, Istedod Street
Shifokorlar ATM-1
Tashkent city, Almazar district, 11 Shifokorlar Street
Universitet ATM-1
Tashkent city, Almazar district, 4 Universitet Street
C kvartal ATM-1
Tashkent city, Chilanzar district, 37 C Quarter
Kashkadarya regional branch
180100 Qashqadaryo viloyati, Qarshi shahri, Mustaqillik ko'chasi, 49-uy
Shakhrisabz branch
181302 Qashqadaryo viloyati, Shahrisabz shahri, Ipak Yo'li ko'chasi, 3-uy
Koson touchpoint
180800 Koson tumani, Saripul MFY, Mustaqillik ko'chasi
Farovon touchpoint
180101 Qarshi shahar, I.Karimov ko'chasi, 226 uy
Arabon touchpoint
181307 Shahrisabz shahar, Tutzor MFY, Ipak yo'li ko'chasi, 15 uy
Chiroqchi touchpoint
181200 Chiroqchi tumani, Bog'ishamol MFY, Mustaqillik ko'chasi, 3 uy
Andijan regional branch
170120 Andijon viloyati, Andijon shahri, Anisiy ko'chasi 1-uy
Istiklal branch
170100 Andijon viloyati, Andijon shahri, Istiqlol ko'chasi 22-uy
Shakhrixon touchpoint
171600 Shahrixon tumani, Abdusamad MFY, R.Yodgorov ko'chasi
Bogishamol touchpoint
170116 Andijon shahar, Yorboshi MFY, Nayman ko'chasi, 2 uy
Hilol touchpoint
171200 Izboskan tumani, Poytug' shahri, A.Navoiy MFY, A.Naqshbandiy ko'cashi, 2-uy
Bukhara regional branch
200100 Buxoro viloyati, Buxoro shahri, Iqbol ko'chasi 10-uy
Sardor branch
200100 Buxoro shahar, Nizomiy Ganjaviy MFY, Hofiz Tanish Buxoriy ko'chasi, 5 A-uy
Istiklol touchpoint
200100 Buxoro shahar, Furqat MFY, I.Karimov ko'chasi, 20-uy
Mustaqillik touchpoint
200300 Vobkent tumani, Charmgaron MFY, Imom Buxoriy ko'chasi, 1-etaj
Alpomish touchpoint
200109 Buxoro shahar, Olim Xo'jaev MFY, Alpomish ko'chasi, 5-B-uy
Buxoro touchpoint
200130 Buxoro shahar, Razzoq Xamroev MFY, Firdavsiy ko'chasi, 5 uy
Naqshband touchpoint
200104 Buxoro shahar, M.Burxonov MFY, B.Naqshbandiy ko'chasi, 180/A-uy
Nihol touchpoint
200501 G'ijduvon tumani, Pomuza MFY, Y.Xamadoniy ko'chasi, 3 uy
Samoniy touchpoint
200101 Buxoro shahar, M.Ashrafiy MFY, Afrosiyob ko'chasi
Djizzakh regional branch
130100 Jizzax viloyati, Jizzax shahri, Sh. Rashidov shox ko'chasi, 72-uy
Джизакский областной филиал
город Джизак, ул. Ш. Рашидов 72-дом
Zomin touchpoint
130800 Zomin tumani, Xalqobod MFY, Mustaqillik ko'chasi, 32-uy
Xalqobod touchpoint
130100 Jizzax shahri, Oqqo'rg'onlik MFY, I.Karimov ko'chasi, 2a-uy
Obod touchpoint
130100 Jizzax shahar, Oqqo'rg'onlik MFY, minibank va aholiga xizmat ko'rsatish markazi binosi
Sangzor touchpoint
130100 Jizzax shahar, Obod MFY, Sh.Rashidov ko'chasi, 72-uy
Birlik touchpoint
130100 Jizzax shahar, Zaxriddin Muhammad Bobur MFY, I.Karimov ko'chasi, 7-uy
Navai regional branch
210100 Navoiy viloyati, Navoiy shahar, Memorlar ko'chasi, 104a-uy
Zarafshan branch
210300 Navoiy viloyati, Zarafshon shahar, Konchilar MFY, Fidokorlar ko'chasi, 181A-uy
Saxovat touchpoint
210100 Navoiy shahar, Me'morlar MFY, G'alaba shox ko'chasi, 190 uy
Yangi Hayot touchpoint
210103 Navoiy shahar, Mustaqillik MFY, I.Karimov ko'chasi, 140A uy
Navruz touchpoint
210300 Zarafshon shahar, Markaziy buyum bozori
Diyor touchpoint
210300 Zarafshon shahar, Oltin vodiy MFY, Amir Temur ko'chasi, 45 uy
Uchkuduq touchpoint
210900 Navoiy viloyati, Uchquduq tumani, Aytim MFY, O'zbekiston ko'chasi, 660-uy
Namangan regional branch
160100 Namangan viloyati, Namangan shahri, Navoiy ko'chasi, 63-uy
Bobur touchpoint
160130 Namangan shahar, Xamrox ko'chasi, 6-uy
Sohibkor touchpoint
160800 Uychi tumani, Bog' MFY, Beruniy ko'chasi, 4-uy
Yangi Namangan touchpoint
Namangan shahar, Yangi Namangan massivi, I.Karimov ko'chasi, 13-uy
Kuksaray branch
140100 Samarqand viloyati, Samarqand shahar, Firdavsiy ko'chasi, 75-uy
Registon touchpoint
140103 Samarqand shahar, Mingtut MFY, Gagarin ko'chasi, 95-A-uy
Urgut touchpoint
200501 G'ijduvon tumani, Pomuza MFY, Y.Xamadoniy ko'chasi, 3 uy
Akmal touchpoint
140102 Samarqand shahar, Nurli yo'l MFY, Rudakiy ko'chasi, 68-a-uy
Siyob touchpoint
140018 Samarqand shahar, Xunarmandlar MFY, Spitament ko'chasi, 157-uy
Damariq touchpoint
140158 Samarqand shahar, Semurg MFY, Buyuk ipak yo'li ko'chasi, 4-uy
Nayman touchpoint
140100 Samarqand shahar, Madaniyat MFY, Narpay ko'chasi, 14-a-uy
Sugdiyona touchpoint
140158 Samarqand shahar, Semurg MFY, Buyuk ipak yo'li ko'chasi, 149-uy
Afrosiyob touchpoint
140300 Tayloq tumani, Jome ko'chasi, 20-uy
Juma touchpoint
140500 Pastdargom tumani, Juma shahar, Po'latchi MFY, S.Urdashev ko'chasi, 68-uy
Kattakurgon touchpoint
140800 Kattaqo'rg'on shahar, A.Navoiy ko'chasi, 8-uy
Oqsaroy touchpoint
140100 Samarqand viloyati, Samarqand shahar, Alisher Navoiy ko'chasi, 54-uy
Surkhandarya regional branch
190100 Surxondaryo viloyati, Termiz shahri, M. Qoshg'ariy ko'chasi, 20-uy
Jarqurgon touchpoint
190600 Jarqurg'on tumani, A.Navoiy MFY, O'zbekiston ko'chasi, 7 uy
Denov touchpoint
190100 Denov shahar, Nurli manzil MfY, Sh.Rashidov ko'chasi, 160 uy
Surxon touchpoint
190108 Termiz shahar, Ma'rifat MFY, Toxoriston ko'chasi, 1 uy
Nurafshan branch
111500 Nurafshon shahar, Ma'rifat MFY, Toshkent yo'li ko'chasi
Zangiota branch
111809 Toshkent viloyati, Zangiota tumani, Amir Temur ko'chasi, 178-uy
Chinaz branch
111600 Toshkent viloyati, Chinoz shahar, Sharof Rashidov ko‘chasi, 20-uy
Chirchik branch
111700 Toshkent viloyati,Chirchiq shahar, Haqiqat ko‘chasi, 1-uy
Bekabad branch
110500 Toshkent viloyati, Bekobod shahri, Salomatlik ko‘chasi 1-uy
Akhangaran branch
110300 Toshkent viloyati, Ohangaron shahri, Oxunboboev ko‘chasi, 1-uy
Angren branch
110200 Toshkent viloyati, Angren shahar, Navoiy ko‘chasi, 1-uy
Almalik branch
110105 Toshkent viloyati, Olmaliq shahri, Fahriylar ko‘chasi, 27-uy
Nurafshon touchpoint
111500 Nurafshon shahar, Ma'rifat MFY, Toshkent yo'li ko'chasi
AGMK touchpoint
110100 Olmaliq shahar, Amir Temur prospekti, 53-uy "OTMK" boshqarmasi binosi
Yoshlik touchpoint
110100 Olmaliq shahar, Oydin MFY, Amir Temur prospekti, 31B-uy
Oydin touchpoint
110100 Olmaliq shahar, Oydin MFY, Ehtirom ko'chasi, 13-uy
Afsona touchpoint
110200 Angren shahar, Kimyogar MFY, 5/3 daha, Ohangaron ko'chasi
Nurobod touchpoint
110300 Ohangaron tumani, Nurobod mavzesi
Samo touchpoint
110500 Bekobod shahar, 14-daha, Paxtakor MFY, G'ofur G'ulom ko'chasi, 71B-uy
Dustobod touchpoint
Tashkent Region, Quyi Chirchiq District, Dustabad City, Akkurgan Street, House 1
Fergana regional branch
173041 Farg'ona viloyati, Farg'ona shahri, Qomus ko'chasi, 38-uy
Kokand branch
150700 Farg'ona viloyati, Qo`qon shahri. Alisher Navoiy ko'chasi, 164-uy
Zamin touchpoint
150107 Farg'ona shahar, 14-sonli Baxor MFY, Qosim Raximov ko'chasi, 6-uy
Margilon touchpoint
150100 Farg'ona shahar, Navruz MFY, B.Marg'inoniy, 77A-uy
Yozyovon touchpoint
150600 Yozyovon tuman, Yozyovon MFY, Mustaqillik ko'chasi, 102-uy
Ishonch touchpoint
150100 Farg'ona shahar, Mashal MFY, A.Navoiy shox ko'chasi, 30-uy
Parvoz touchpoint
173040 Qo'qon shahar, Shohruhobod ko'chasi, 17v-uy
Bogdod touchpoint
150201 Bog'dod tuman, Qo'shchinor ko'chasi, 22-uy
Khorezm regional branch
220100 Xorazm viloyati, Urganch shahri, O'zbekison ko'chasi, 19-uy
Tinchlik branch
220100 Xorazm viloyati, Urganch shahri, Tinchlik ko'chasi, 22-uy
Urganch touchpoint
220200 Bog'ot tumani, Oqtepa MFY, Navro'z ko'chasi, 88 uy
Buyum bozor touchpoint
220100 Xorazm viloyati, Urganch shahri, Gurlan ko'chasi, 111a uy, 1-xonadon
Manguberdi touchpoint
220100 Urganch shahar, Navbaxor MFY, Yog'du ko'chasi, 10A uy
Xiva touchpoint
220900 Xiva shahar, Mevaston MFY, Feruz ko'chasi, 10 uy
Taraqqiyot touchpoint
220100 Urganch shahar, Ma'rifat MFY, Fayozov ko'chasi, 3 uy
Fidokor touchpoint
220100 Urganch shahar, Temiryulchilar MFY, Xonka ko'chasi, 36B uy
Al-Xorazmiy touchpoint
220100 Urganch shahar, Yoshlik MFY, Mustaqillik ko'chasi, 27/1 uy
Karakalpakistan Republic branch
230100 Qoraqalpog'iston Respublikasi, Nukus shahri, A. Shamuratova ko'chasi, 97a-uy
Amudaryo touchpoint
230700 Amudaryo tumani, Mang'it shahar, Tadbirkorlar ko'chasi
Sirdarya regional branch
120100 Sirdaryo viloyati, Guliston shahar, Alisher Navoiy ko'chasi, 53-uy
Buston touchpoint
121000 Yangiyer shahar, Fazilat MFY, Yangi asr ko'chasi, 20-uy
Guliston touchpoint
120103 Guliston shahar, Yangi hayot MFY, Yangi bozor hududi
Sayhun touchpoint
Sirdaryo viloyati, Guliston shahar, Namuna mahallasi, O'zbekiston shox ko'chasi hududi

Frequently Asked Questions

The Bank provides loans subject to a minimum registration period:
— legal entities: from 12 months;
— individual entrepreneurs: from 6 months.
The following types of collateral are accepted:
— pledged assets;
— for car loans;
— an insurance policy until the vehicle is formally pledged.
A loan may be granted to a secondary account provided there has been account turnover with Ipoteka bank for at least 6 months.
Loan repayment is made as follows:
• interest: monthly;
• principal: monthly or quarterly, depending on the loan type and the client’s business project.
When applying for a loan to purchase fixed assets, a principal repayment grace period of 3 to 9 months may be granted.