BYD Auto Loan with a Term of up to 5 Years

Apply for an auto loan directly at an official BYD dealership - fast, convenient, and with minimal paperwork.

Apply in 5 minutes

Easy approval

Approved at the dealership in just a few minutes

Flexible terms

Annual rate 27%, down payment 25%

Fast decision

Up to 480M UZS financing - for BYD vehicles

Calculate the rate

Car cost

1 млн 1 млрд

Down payment

1 млн 1 млрд

Loan term

1 year

2 years

3 years

4 years

5 years

Rates from: %

Monthly payment

1 489 200 cумов

Calculation is approximate. Exact terms apply upon application

Submit an application

Models

all BYD models

Loan amount

up to UZS 480 million

Down payment

25% *The down payment may be lower (but not less than 10%) in case the share of car loans with a down payment parameter of lower than 25% in the total car loan portfolio issued after July 1, 2024 is below 15%

Interest rate

27% per annum

Term

up to 5 years

Requirements

- A valid identity document (passport / ID card or an equivalent document);
- A vehicle purchase agreement issued by the authorized dealer.

Where to apply

official BYD dealerships across Uzbekistan

Universal service agreement for individuals

PDF 1508.39 Кб

Public offer to join the universal service agreement for individuals

PDF 522.98 Кб

Car Loan Agreement (Primary Market)

PDF 275.45 Кб

Credit product passport

PDF 149.16 Кб

Procedure for Releasing Collateral Assets or Substituting Collateral Items (Excerpt from the CMR)

PDF 4841.31 Кб

Consent to the Processing of Personal-Data

PDF 171.24 Кб

Ipoteka Bank OTP Group offers a simple and convenient auto loan that helps you become the owner of a new BYD vehicle. Get up to UZS 480 million with a 25% down payment. Loan term - up to 5 years.
Minimum paperwork required:
- A valid identity document (passport / ID card or an equivalent document);
- A vehicle purchase agreement issued by the authorized dealer.
You can apply and receive approval directly at an official BYD dealership - quickly and hassle-free.

Application-2 To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services

Information sheet about main terms of the loan

The name of commercial bank, Official website, phone numbers

JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233

Section 1. Credit Information

1.Type of the loan

R-BYD car loan

2.Purpose of the loan

For personal use

3.Amount of the loan (in national currency)

4.Term of the loan (in month)

Месяц

5.The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount

399,417,431 сум

6.Grace period for the loan (if exist)

not exist

7.Periodic payments (monthly, quarterly and etc.)

each month

8.Loan repayment method (annuity method (equal amounts), differential method)

Annuity method

9.The amount of a one-time payment during the payment period

14,656,957 сум

10.The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)

By transferring funds to the client’s account

11.Additional expenses related to the loan (if any):

not exist

12.Bank commissions and fees by type (indicate separately)

not exist

13.Third party services (indicate separately)

not exist

13. Полная стоимость кредита (включает номинальную процентную ставку и расходы на обслуживание кредита)

879,417,431 Сум

Section 2. Important conditions related to other financial obligations

1.In case of late repayment of the principal debt (overdue loan)

the Borrower shall pay interest to the Bank in the amount of 1.5 times the interest rate established by this Agreement for the entire period of delay

2.For failure to pay interest within the established time limits

the Borrower shall pay a penalty of 2.0% of the overdue interest amount for each day of delay, but not exceeding 50% of the overdue interest amount

3.Type of collateral

the purchased passenger vehicle, insurance policy

Read carefully before agreeing to take out a loan!

You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.

If you have complaints, you can send your appeal to +998 78 150 11 22 the digital phone number or 100000, Tashkent, 30 Shakhrisabz Street the address or info@ipotekabank.uz the email address.

ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED. Position and full name of the bank's specialist

Date of completion

Fill out the application — and we will find the best solution for you.

A car loan created for you

Clear terms

Annual rate 27%

Fast and beneficial

Approved at the dealership in just a few minutes

Co-borrower - optional

Need more funds? Add a co-borrower

No unnecessary bureaucracy

Passport and vehicle purchase agreement - that’s all you need

Make payments the way you prefer

Submit your application via mobile app or on the website

FAQs

Which BYD vehicle models are eligible for a car loan?

R-BYD Car Loan is provided for the purchase of new BYD vehicles in the primary market. All BYD models are available. The program includes popular models: ATTO 8, SEAL 6, SEALION 7, YUAN UP, SEAGULL, e2, BYD CHAZOR Champion, SONG PRO DM-i Champion, SONG PLUS EV Champion, SONG PLUS DM-i UzPride

What is the required down payment for a BYD car loan?

The required down payment is 25%, 30%, 40%, or 50%, depending on the selected sub-program.

Where can I purchase a BYD vehicle under the car loan program?

The vehicle must be purchased from official dealers in Uzbekistan.

Is early repayment of a BYD car loan allowed?

Early repayment is allowed. The procedure and applicable conditions are governed by the product terms and the loan agreement.