Affordable BYD Auto Loan (Rate from 11.9%)

Apply directly at an official BYD dealership - transparent terms, minimal paperwork, and on-the-spot approval.

Apply in 5 minutes

Easy approval

Approved at the dealership in just a few minutes

Flexible terms

Annual rate from 11,9%, down payment from 25%

Fast decision

Up to 480M UZS financing - for BYD vehicles

Calculate the rate

Car cost

1 млн 1 млрд

Down payment

1 млн 1 млрд

Loan term

1 year

2 years

3 years

4 years

5 years

Rates from: %

Monthly payment

1 489 200 cумов

Calculation is approximate. Exact terms apply upon application

Submit an application

Models

Song Plus DM-i, Song Pro DM-i, Chazor, Song Plus EV

Loan amount

up to UZS 480 million

Down payment

from 25%
*The down payment may be lower (but not less than 20%) in case the share of car loans with a down payment parameter of lower than 25% in the total car loan portfolio issued after July 1, 2024 is below 15%

Interest rate

11,9–21.9% per annum (depending on down payment)

Term

up to 5 years

Requirements

passport, confirmed income for 6 months

Where to apply

at official BYD dealerships across Uzbekistan

Universal service agreement for individuals

PDF 1508.39 Кб

Public offer to join the universal service agreement for individuals

PDF 522.98 Кб

Car Loan Agreement (Primary Market)

PDF 275.45 Кб

Credit product passport

PDF 162.97 Кб

Procedure for Releasing Collateral Assets or Substituting Collateral Items (Excerpt from the CMR)

PDF 4841.31 Кб

Consent to the Processing of Personal-Data

PDF 171.24 Кб

Ipoteka Bank OTP Group offers a simple and convenient auto loan to help you own your new BYD vehicle. Receive up to UZS 480 million directly at an official dealership. Enjoy flexible conditions - choose a down payment between 25% and 50%; the higher the down payment, the lower the rate (from 11,9%). Loan term - 36 months or 60 months. Required documents: passport and proof of income for the past 6 months. For self-employed individuals and those without official income, a declaration form is sufficient. You can apply and get approved directly at the dealership - quickly and without unnecessary visits.

Application-2 To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services

Information sheet about main terms of the loan

The name of commercial bank, Official website, phone numbers

JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233

Section 1. Credit Information

1.Type of the loan

Super BYD car loan

2.Purpose of the loan

For personal use

3.Amount of the loan (in national currency)

4.Term of the loan (in month)

Месяц

5.The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount

299,136,762 сум

6.Grace period for the loan (if exist)

not exist

7.Periodic payments (monthly, quarterly and etc.)

each month

8.Loan repayment method (annuity method (equal amounts), differential method)

Annuity method

9.The amount of a one-time payment during the payment period

12,985,613 сум

10.The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)

By transferring funds to the client’s account

11.Additional expenses related to the loan (if any):

not exist

12.Bank commissions and fees by type (indicate separately)

not exist

13.Third party services (indicate separately)

not exist

13. Полная стоимость кредита (включает номинальную процентную ставку и расходы на обслуживание кредита)

779,136,762 Сум

Section 2. Important conditions related to other financial obligations

1.In case of late repayment of the principal debt (overdue loan)

the Borrower shall pay interest to the Bank in the amount of 1.5 times the interest rate established by this Agreement for the entire period of delay

2.For failure to pay interest within the established time limits

the Borrower shall pay a penalty of 2.0% of the overdue interest amount for each day of delay, but not exceeding 50% of the overdue interest amount

3.Type of collateral

the purchased passenger vehicle, insurance policy

Read carefully before agreeing to take out a loan!

You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.

If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.

ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED. Position and full name of the bank's specialist

Date of completion

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