4 simple steps to get money
The entire process takes up to 5 business days
Fill out an online application
for a mortgage loan
for a mortgage loan
Get a preliminary decision from the bank in 10 minutes
Receive consultation
and prepare documents
and prepare documents
Sign the agreement and receive the funds at the bank office or on your card
Fill out the application — and we will find the best solution for you
Transparent terms
Loan amount
up to 170,000,000 UZS
Interest rate
starting from 18.99% per year
Loan term
up to 120 months
Grace period
not provided
Collateral
renovated residential property
Guarantors
up to 3 individuals with stable income
Application review
up to 5 business days
Disbursement method
to client's bank card or seller's account — by client's choice
Requirements
Citizens of the Republic of Uzbekistan with official stable income
Early repayment
no penalties or commissions
To the regulation on the minimum requirements for the activities of
commercial banks in the implementation of
relations with consumers of banking services
Information sheet about main terms of the loan
The name of commercial bank, Official website, phone numbers
JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
Section 1. Loan information
1. Type of the loan
2. Purpose of the loan
For personal needs
3. Amount of the loan (in national currency)
4. Term of the loan (in month)
month
5. The interest rate during the term of the loan (nominal amount) and the amount
payable on this interest amount
%
54,990,647 uzs
7. Grace period for the loan (if exist)
not exist
8. Periodic payments (monthly, quarterly and etc.)
Monthly
9. Loan repayment method (annuity method (equal amounts), differential method)
Annuity method
10. The amount of a one-time payment during the payment period
87,915,887 uzs
11. The form of provision of the loan (transfer of money to the account of the
supplier of goods/services, in cash, transfer to a bank card, etc.)
By transferring funds to the client’s account
12. Additional expenses related to the loan (if any):
not exist
Bank commissions and fees by type (indicate separately)
not exist
Third party services (indicate separately)
not exist
13. Total cost of the loan (includes nominal interest rate and loan servicing
costs)
1,054,990,647 uzs
Section 2. Important conditions related to other financial obligations
1. In connection with the late repayment of the loan debt, a penalty (fine,
penalty) provided in the contract is imposed (if there is such a condition)
In the event of a delay in the repayment of the principal amount of the
microloan,
the borrower shall pay a penalty amounting to 180% of the overdue principal amount for the entire period
of delay.
2. The amount of the increased interest rate paid on the loan amount due to late
repayment of the loan debt (if such condition exists)
If the borrower fails to pay the interest within the specified period, the
borrower shall pay the bank a late payment fee of 2% of the overdue payment amount for each day of
delay,
but not exceeding 50% of the overdue payment amount.
3. Collateral of the loan (minimum requirements for the subject of collateral,
minimum cost of collateral)
not exist
Read carefully before agreeing to take out a loan!
You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.
If you have complaints, you can send your appeal to +998 78 150 11 22 the digital phone number or 100000, Tashkent, 30 Shakhrisabz Street the address or info@ipotekabank.uz the email address.
ACCURACY OF THE INFORMATION SHEET
AND THE AUTHENTICITY IS CONFIRMED.
Position and full name of the bank's specialist
Date of completion
Answers to Frequently Asked Questions
The loan is intended for the renovation of an apartment or house where the borrower lives. It can be used for updating interior finishes, repairing rooms, purchasing construction materials, and paying for renovation works. Redevelopment, reconstruction, and new housing construction are not included in the loan purpose
Yes. The loan is secured by the property being renovated
The loan can be issued to individuals who are citizens of the Republic of Uzbekistan and have a stable official income. Also, the age of the borrower and co-borrower must be at least 21 years and not more than 70 years at the end of the loan term
To process the application, an identity document, collateral and cadastral documents, an ESMS checklist, and photos of the property are required
Yes, you can repay the loan early at any time without penalties or additional fees. Interest is recalculated based on the actual period of use
No, a grace period is not предусмотрен for this loan
