Mortgages for Every Dream

Choose the property you need - new developments or secondary housing. Simple application process, competitive rates and reliable support at every step.

Mortgages for Every Dream
Imkoniyat
Imkoniyat

The Imkoniyat program offers mortgages for new buildings from partner developers at the construction stage

from 0% to 25.999% per annum
Interest rate
from 20%
Down payment
up to 20 years
Repayment term
up to 1.7 bln UZS
Maximum mortgage amount
Qulay
Qulay

Choose a new home with ease and confidence. A mortgage with an increased amount and fast approval.

Up to 3 co-borrowers
19,5% per annum
Interest rate
from 26%
Down payment
up to 20 years
Repayment term
up to 800 mln UZS
Maximum mortgage amount
Maqul
Maqul

Buy a ready-made apartment from an individual entity. Fast approval 
and a favorable mortgage for secondary housing.

Up to 3 co-borrowers
For secondary housing
21,99% per annum
Interest rate
from 26%
Down payment
from 10 to 20 years
Repayment term
up to 800 mln UZS
Maximum mortgage amount
Oson
Oson

Mortgage for a new build with a reduced interest rate

Suitable for self-employed
No co-borrower required
from 17% per annum
Interest rate
from 15%
Down payment
up to 20 years
Repayment term
up to 420 mln UZS
Maximum mortgage amount
Tijorat
Tijorat

Loan for residential property on the primary and secondary market with an increased loan amount

Suitable for self-employed
24.99% per annum
Interest rate
from 20%
Down payment
up to 20 years
Repayment term
up to 1.7 bln UZS
Maximum mortgage amount
Imkoniyat
Imkoniyat

The Imkoniyat program offers mortgages for new buildings from partner developers at the construction stage

from 0% to 25.999% per annum
Interest rate
from 20%
Down payment
up to 20 years
Repayment term
up to 1.7 bln UZS
Maximum mortgage amount
Qulay
Qulay

Choose a new home with ease and confidence. A mortgage with an increased amount and fast approval.

Up to 3 co-borrowers
19,5% per annum
Interest rate
from 26%
Down payment
up to 20 years
Repayment term
up to 800 mln UZS
Maximum mortgage amount
Maqul
Maqul

Buy a ready-made apartment from an individual entity. Fast approval 
and a favorable mortgage for secondary housing.

Up to 3 co-borrowers
For secondary housing
21,99% per annum
Interest rate
from 26%
Down payment
from 10 to 20 years
Repayment term
up to 800 mln UZS
Maximum mortgage amount
Oson
Oson

Mortgage for a new build with a reduced interest rate

Suitable for self-employed
No co-borrower required
from 17% per annum
Interest rate
from 15%
Down payment
up to 20 years
Repayment term
up to 420 mln UZS
Maximum mortgage amount
Tijorat
Tijorat

Loan for residential property on the primary and secondary market with an increased loan amount

Suitable for self-employed
24.99% per annum
Interest rate
from 20%
Down payment
up to 20 years
Repayment term
up to 1.7 bln UZS
Maximum mortgage amount
Maqul
Maqul

Buy a ready-made apartment from an individual entity. Fast approval 
and a favorable mortgage for secondary housing.

Up to 3 co-borrowers
For secondary housing
21,99% per annum
Interest rate
from 26%
Down payment
from 10 to 20 years
Repayment term
up to 800 mln UZS
Maximum mortgage amount
Tijorat
Tijorat

Loan for residential property on the primary and secondary market with an increased loan amount

Suitable for self-employed
24.99% per annum
Interest rate
from 20%
Down payment
up to 20 years
Repayment term
up to 1.7 bln UZS
Maximum mortgage amount
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