Posted by: 11 november, 2025
Ipoteka bank OTP Group has published its financial results for the first nine months of 2025 under the International Financial Reporting Standards (IFRS). The Bank continues to demonstrate steady progress in delivering on its transformation strategy — focused on increasing profitability, expanding the lending portfolio, and diversifying funding sources.
Key financial highlights for 9M 2025:
∙ Profit after tax: UZS 1,195 billion (≈ USD 99 million)
∙ Return on equity (ROE): 20.4%
∙ Return on assets (ROA): 3.2%
∙ Cost of risk: 0.7%
In October 2025, Ipoteka bank OTP Group achieved a major milestone by successfully issuing senior unsecured bonds totaling USD 300 million and UZS 1,200 billion. Both issuances were several times oversubscribed, reflecting strong investor confidence and the Bank’s solid reputation in the financial market. These transactions contributed to further diversification of the funding base and strengthened the Bank’s resources for future growth.
Ipoteka bank OTP Group continues to deliver strong results — driven by the effective execution of its transformation strategy, strengthened positions in retail and corporate lending, and the introduction of advanced digital solutions.
At the Group level, OTP Group also reported outstanding results for the first nine months of 2025. Consolidated profit after tax amounted to HUF 886 billion, while return on equity (ROE) reached 22.7 percent with the even recognition of special expenditure items booked at the beginning of the year in lump-sum for the whole 2025.
OTP Group’s financial stability remains at a historic high: its Common Equity Tier 1 (CET1) ratio exceeds the regulatory requirement by more than 50%. The results reaffirm the Group’s strong position and its ability to sustain growth across all key markets of operation.
