Posted by: 1 december, 2025
Ipoteka bank OTP Group is offering a seasonal New Year promotion on the “Oson” loan program — with interest rates as low as 17% per annum.
The program is available with a down payment of just 15%, making it even easier for those who want to start the year with an important step forward to purchase an apartment in a new building.
“Oson” — a program designed with care
The loan is intended for the purchase of primary housing and is especially convenient for young families, formally employed individuals, and self-employed clients. Online application submission, minimal formalities, and clear requirements make the process simple and comfortable.
“Home is the beginning of new stories. We see how young families dream of their own space, warmth, and security. An interest rate of up to 17% is our New Year gift and a real opportunity to get closer to owning your own apartment,” said Artyom Sarkisyan, Director of the Mortgage Products Division at Ipoteka bank OTP Group.
Why “Oson” is a great choice for the New
- Year:Interest rate up to 17% — seasonal offer- Down payment — only 15%
- Apply online or at a branch
- Transparent terms
- Available to young families and self-employed clients
How to apply:
Online or at the nearest Ipoteka bank OTP Group branch.
Contact Center: (78) 150-89-13
Start the New Year with a step toward your own apartment. “Oson” makes the path to your dream easier.
Promotion valid until December 31, 2025.
