Posted by: 8 july, 2025
As of July 2, 2025, the Central Bank of the Republic of Uzbekistan has begun publishing data on average interest rates for various types of bank loans. This new mechanism, introduced in pilot mode, is aimed to enhance transparency and promoting competition in the financial market.
According to the published data, Ipoteka Bank OTP Group offers the lowest auto loan interest rate among all banks in the country — 21.1%, significantly below the market average of 24.1%.
"We fully support the Central Bank’s transparency initiative. For customers, it means more informed financial choices. For us, it confirms the strength of our strategy to provide affordable financing" said Sandro Rtveladze, Chairman of the Management Board of Ipoteka Bank OTP Group.
The data is published based on the State Credit Information Register. The Central Bank notes that the mechanism will be further refined at the initial stage, taking into account feedback and suggestions from market participants.
As a member of the international OTP banking group, Ipoteka Bank is consistently pursuing a strategy to support retail clients and promote sustainable consumer lending in Uzbekistan.
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