HUMO
A modern card for effortless payments and confident money management.
Currency
UZS
Deposit
No
Issuance Fee
50,000 UZS
Target audience
Individuals who make purchases and payments within Uzbekistan
Required documents
- Passport or other identity document
- Application form
- Agreement (Offer) between the client and the bank
Types of services
- POS payments within the Republic of Uzbekistan
- Payments and transactions via banking and payment organization applications
- E-commerce payments within the Republic of Uzbekistan
- Cash withdrawal and deposit, as well as payments via ATMs within the Republic of Uzbekistan
Term
5 years
Currency
UZS
Card Fee
- Issuance – 50 000 UZS
- Reissuance – 50 000 UZS
Application Channels
- Through the bank’s mobile application
- At the bank’s branches
Service Activation
SMS notifications – free of charge
Your modern key to financial freedom.
The HUMO Card from Ipoteka Bank OTP Group combines convenience, speed, and security — giving you full control over your daily finances. Enjoy contactless payments, instant transfers, and safe access to your money anytime, anywhere.
Equipped with a secure microchip, the HUMO Card protects your personal data and transactions at every step. From utility bills to mobile services — all payments are just a few taps away.
Getting your card is simple: visit any branch or apply online. Once issued, your card is ready to use immediately, and you can manage it easily via mobile apps.
Card Types and Fees:
- Salary, pension, benefit, and scholarship cards: issuance and renewal — free of charge.
- Personal debit cards: issuance or reissue — UZS 50,000.
- Transfers: between Ipoteka Bank OTP Group cards — free of charge.
- Cash withdrawals: 1% commission of the withdrawn amount.
- Validity period: 5 years.
- How to apply: available at all branches, on the website, or via the mobile app.
HUMO Card by Ipoteka Bank OTP Group — secure, smart, and always at hand.
