Affordable BYD Auto Loan (Rate from 18.9%)

Apply directly at an official BYD dealership - transparent terms, minimal paperwork, and on-the-spot approval.

Apply in 5 minutes

Easy approval

Approved at the dealership in just a few minutes

Flexible terms

Annual rate from 18.9%, down payment from 25%

Fast decision

Up to 480M UZS financing - for BYD vehicles

Calculate the rate

Car cost

1 млн 1 млрд

Down payment

1 млн 1 млрд

Loan term

1 year

2 years

3 years

4 years

5 years

Rates from: %

Monthly payment

1 489 200 cумов

Calculation is approximate. Exact terms apply upon application

Submit an application

Models

Song Plus DM-i, Song Pro DM-i, Chazor, Song Plus EV, Yuan UP

Loan amount

up to UZS 480 million

Down payment

from 25%
*The down payment may be lower (but not less than 20%) in case the share of car loans with a down payment parameter of lower than 25% in the total car loan portfolio issued after July 1, 2024 is below 15%

Interest rate

18.9–21.9% per annum (depending on down payment)

Term

36 months or 60 months

Requirements

passport, confirmed income for 6 months

Where to apply

at official BYD dealerships across Uzbekistan

Universal service agreement for individuals

PDF 1508.39 Кб

Public offer to join the universal service agreement for individuals

PDF 522.98 Кб

Car Loan Agreement (Primary Market)

PDF 275.45 Кб

Credit product passport

PDF 143.03 Кб

Procedure for Releasing Collateral Assets or Substituting Collateral Items (Excerpt from the CMR)

PDF 4841.31 Кб

Ipoteka Bank OTP Group offers a simple and convenient auto loan to help you own your new BYD vehicle. Receive up to UZS 480 million directly at an official dealership. Enjoy flexible conditions - choose a down payment between 25% and 50%; the higher the down payment, the lower the rate (from 18.9% to 21.9% per annum). Loan term - 36 months or 60 months. Required documents: passport and proof of income for the past 6 months. For self-employed individuals and those without official income, a declaration form is sufficient. You can apply and get approved directly at the dealership - quickly and without unnecessary visits.

Application-2
To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services
Information sheet
about main terms of the loan

1-section. Loan information
The name of commercial bank, Official website, phone numbers	JSCMB "Ipoteka-bank", www.ipotekabank.uz Phone:(78) 150-11-22, Contact center:1233
1. Type of the loan	Автокредит Super BYD
2. Purpose of the loan	For personal needs
3. Amount of the loan (in national currency)
4. Term of the loan (in month)	month
5. The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount	%
	100,159,915 uzs
7. Grace period for the loan (if exist)	not exist
8. Periodic payments (monthly, quarterly and etc.)	Monthly
9. Loan repayment method (annuity method (equal amounts), differential method)	Annuity method
10. The amount of a one-time payment during the payment period	91,679,993 uzs
11. The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)	By transferring funds to the client’s account
12. Additional expenses related to the loan (if any):	not exist
Bank commissions and fees by type (indicate separately)	not exist
Third party services (indicate separately)	not exist
13. Total cost of the loan (includes nominal interest rate and loan servicing costs)	1,100,159,915 uzs

2-section. Important conditions related to other financial obligations

1. In connection with the late repayment of the loan debt, a penalty (fine, penalty) provided in the contract is imposed (if there is such a condition)	In the event of a delay in the repayment of the principal amount of the microloan, the borrower shall pay a penalty amounting to 180% of the overdue principal amount for the entire period of delay.
2. The amount of the increased interest rate paid on the loan amount due to late repayment of the loan debt (if such condition exists)	If the borrower fails to pay the interest within the specified period, the borrower shall pay the bank a late payment fee of 2% of the overdue payment amount for each day of delay, but not exceeding 50% of the overdue payment amount.
3. Collateral of the loan (minimum requirements for the subject of collateral, minimum cost of collateral)

Read carefully before agreeing to take out a loan!

You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.

If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.

ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED. _______________________________________ (position and full name of the bank's specialist)	_______________________________ (date of completion)