Call center: (78) 150-11-22

Contact center:  1233

Annuity mortgage loan

416,5 mln. uzs
Amount
416,5 mln. uzs

For purchasing property
Loan purpose
For purchasing property

till 240 month
Credit term
till 240 month

Hamkor quruvchi tashkilotlar

Qurilgan va qurilayotgan turar-joy binolari ro'yxati Ipoteka kreditini olish qobiliaytini tekshirish

Application for a loan




1

Product name

EASY MORTGAGE CREDIT

2

Credit type

modular mortgage loans

3

Customer

A person over 21 years of age with a permanent job income, a citizen of the Republic of Uzbekistan

4

Purpose

buying an apartment in an apartment building in the primary housing market

5

Quantity

- The Republic of Karakalpakstan and the regions up to 327.25 million soums;

- Tashkent city up to 416.5 million soums;

6

Duration

Up to 240 months

7

Preferential period

6 months at the customer's request

8

Annual interest rate

- 17% per annum in the Republic of Karakalpakstan and regions;

- 18% per annum in Tashkent.

9

Loan interest rate varies depending on the amount of down payment

- In the Republic of Karakalpakstan and regions: not less than 26%, for 24 months - 16% per annum,

- In Tashkent: not less than 26%, for 24 months - 17% per annum,

10

Collateral

- purchased house;

11

Documentation package to be submitted

passport (ID card), contract of sale, a document confirming the initial payment, information confirming the readiness of the house for living (photo, etc.).

12

Borrower

A person over 21 years of age with a permanent job income

13

Co-borrower

co-borrowers may be borrowed if the borrower’s income is insufficient

14

Required work experience

must have worked in the last 3 months

15

Procedure for collecting overdue payments

the overdue part of the loan is deducted from the borrower's (co-borrowers') bank card opened in banks without acceptance


Mortgage loan sample (for primary market in UZB)


Attention

Loan type:
Ипотечный кредит
Loan:
Annuity mortgage loan
Name Summ

Monthly payment (if calculated in annuity)

4 520 825 UZS

The minimum monthly income required for obtaining a loan

6 458 322 UZS


Application-2
To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services
Information sheet
about main terms of the loan

The name of commercial bank, Official website, phone numbers JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233

1-section. Loan information

1. Type of the loan Ипотечный кредит
2. Purpose of the loan For purchasing property
3. Amount of the loan (in national currency)
4. Term of the loan (in month) month
5. The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount %

1,049,713,829 uzs

7. Grace period for the loan (if exist) not exist
8. Periodic payments (monthly, quarterly and etc.) Monthly
9. Loan repayment method (annuity method (equal amounts), differential method) Annuity method
10. The amount of a one-time payment during the payment period:
Annuity method
In differential method

6,109,224 uzs

11. The form of provision of the loan
(transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)
with method of transferring money to the account of the supplier of goods/services
12. Additional expenses related to the loan (if any): not exist
Bank commissions and fees by type (indicate separately) not exist
Third party services (indicate separately) not exist
13. Total cost of the loan (includes nominal interest rate and loan servicing costs)

1,466,213,829 uzs

2-section. Important conditions related to other financial obligations

1. In connection with the late repayment of the loan debt, a penalty (fine, penalty) provided in the contract is imposed (if there is such a condition) for each day of late payment in the amount of 0.1 percent of the late payment amount
2. The amount of the increased interest rate paid on the loan amount due to late repayment of the loan debt (if such condition exists) Pays interest in an amount 1.5 times higher than the interest specified in the agreement.
3. Collateral of the loan (minimum requirements for the subject of collateral, minimum cost of collateral)

Read carefully before agreeing to take out a loan!

You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.

If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.

ACCURACY OF THE INFORMATION SHEET
AND THE AUTHENTICITY IS CONFIRMED.
_______________________________________
(position and full name of the bank's specialist)


_______________________________
(date of completion)