UNI Auto Loan (for Any New Car)

Choose your down payment and rate, apply directly at an official dealership, and enjoy a 0% installment plan under special promotions.

Apply in 5 minutes

Easy approval

Get approved at the dealership in 2 minutes

Flexible terms

Annual rate 26.6 - 27.0%, down payment from 25%

Fast financing

Up to 780M UZS for any new vehicle

Calculate the rate

Car cost

1 млн 1 млрд

Down payment

1 млн 1 млрд

Loan term

1 year

2 years

3 years

4 years

5 years

Rates from: %

Monthly payment

1 489 200 cумов

Calculation is approximate. Exact terms apply upon application

Submit an application

Models

any new car from an official dealership

Loan amount

up to UZS 780 mln

Down payment

from 25%

Interest rate

26.6 - 27.0% per annum (depending on down payment)

Term

up to 5 years

Requirements

passport, confirmed income for 6 months

Where to apply

official car dealerships across Uzbekistan

Universal service agreement for individuals

PDF 1508.39 Кб

Public offer to join the universal service agreement for individuals

PDF 522.98 Кб

Car Loan Agreement (Primary Market)

PDF 275.45 Кб

Credit product passport

PDF 139.63 Кб

Procedure for Releasing Collateral Assets or Substituting Collateral Items (Excerpt from the CMR)

PDF 4841.31 Кб

Ipoteka bank OTP Group offers a flexible auto loan for any new car purchased from official dealerships. Get financing up to UZS 780 million with clear and transparent terms. Choose a down payment between 25% and 50% — the higher the down payment, the lower the rate (26.6 - 27.0% per annum). Loan term — from 12 months to 60 months. Required documents: passport and proof of income for the last 6 months. You can apply and receive a decision directly at the dealership — fast and without unnecessary visits.

Application-2
To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services
Information sheet
about main terms of the loan

1-section. Loan information
The name of commercial bank, Official website, phone numbers	JSCMB "Ipoteka-bank", www.ipotekabank.uz Phone:(78) 150-11-22, Contact center:1233
1. Type of the loan	Автокредит UNI
2. Purpose of the loan	For personal needs
3. Amount of the loan (in national currency)
4. Term of the loan (in month)	month
5. The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount	%
	146,361,668 uzs
7. Grace period for the loan (if exist)	not exist
8. Periodic payments (monthly, quarterly and etc.)	Monthly
9. Loan repayment method (annuity method (equal amounts), differential method)	Annuity method
10. The amount of a one-time payment during the payment period	95,530,139 uzs
11. The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)	By transferring funds to the client’s account
12. Additional expenses related to the loan (if any):	not exist
Bank commissions and fees by type (indicate separately)	not exist
Third party services (indicate separately)	not exist
13. Total cost of the loan (includes nominal interest rate and loan servicing costs)	1,146,361,668 uzs

2-section. Important conditions related to other financial obligations

1. In connection with the late repayment of the loan debt, a penalty (fine, penalty) provided in the contract is imposed (if there is such a condition)	In the event of a delay in the repayment of the principal amount of the microloan, the borrower shall pay a penalty amounting to 180% of the overdue principal amount for the entire period of delay.
2. The amount of the increased interest rate paid on the loan amount due to late repayment of the loan debt (if such condition exists)	If the borrower fails to pay the interest within the specified period, the borrower shall pay the bank a late payment fee of 2% of the overdue payment amount for each day of delay, but not exceeding 50% of the overdue payment amount.
3. Collateral of the loan (minimum requirements for the subject of collateral, minimum cost of collateral)

Read carefully before agreeing to take out a loan!

You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.

If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.

ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED. _______________________________________ (position and full name of the bank's specialist)	_______________________________ (date of completion)