Amount
50,0 mln. uzs
Loan purpose
For personal use
Credit term
till 36 month
Мобильное приложение "Ipoteka Retail"
Application for a loan
|
1 |
Type of the loan |
MICROLOAN |
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|
2 |
Purpose |
for personal needs |
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|
3 |
Term |
up to 36 months |
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|
4 |
Product |
Offline - Microloan |
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|
4.1 |
Customer |
Citizens of the Republic of Uzbekistan who have reached 20 years of age and not exceeded 70 years of age on the date of the last payment. |
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|
Participants of payroll project |
Budgetary and state organization employees |
Individuals with official income |
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|
4.2 |
Annual interest rate |
33.99% |
37.99% |
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|
4.3 |
Collateral |
With the salary of the borrower, the amount up to 30 mln UZS With the guarantee of an individual more than 30 mln. UZS |
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|
4.4 |
Set of documents to be submitted |
passport (ID card) |
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|
4.5 |
Required working experience |
Last 3 months |
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|
4.6 |
Amount |
up to 50 mln. UZS |
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|
5 |
Product |
Online - Microloan |
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|
5.1 |
Customer |
Citizens of the Republic of Uzbekistan who have reached 20 years of age and not exceeded 70 years of age on the date of the last payment. |
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|
Participants of payroll project |
Budgetary and state organization employees |
Individuals with official income |
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|
5.2 |
Annual interest rate |
31.99% |
37.99% |
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|
5.3 |
Collateral |
The income of the borrower |
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|
5.4 |
Set of documents to be submitted |
without documents |
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|
5.5 |
Required working experience |
Last 3 months |
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|
5.6 |
Amount |
up to 30 mln. UZS |
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|
6 |
Procedure of collection overdue payments |
The part of overdue funds of the loan is deducted from the bank card of the borrower opened in recognized financial institutions in a non-acceptance manner |
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|
7 |
Services for the loan |
- Opening a credit account, providing a service for credit account, registering the collateral, release a collateral or part of the collateral from collateral source, monitoring, sale of the amount of the remained loan to other banks, obtaining the information from the credit bureau, making an entry in the register of collateral, monthly subscription fee on the credit, for a loan amount that does not use open credit lines – FREE - making changes to loan contract by the request of the customer – 0.1% of remained amount of the loan (in case it does not exceed 500 000 UZS) |
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Attention
| Name | Summ |
|---|---|
Monthly payment (if calculated in annuity) |
2 347 209 UZS |
The minimum monthly income required for obtaining a loan |
3 353 156 UZS |
Application-2
To the regulation on the minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services
Information sheet
about main terms of the loan
| The name of commercial bank, Official website, phone numbers |
JSCMB "Ipoteka-bank", www.ipotekabank.uz Phone:(78) 150-11-22, Contact center:1233 |
|---|---|
1-section. Loan information |
|
| 1. Type of the loan | Потребительский кредит |
| 2. Purpose of the loan | For personal use |
| 3. Amount of the loan (in national currency) | |
| 4. Term of the loan (in month) | month |
| 5. The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount | % |
34,499,543 uzs |
|
| 7. Grace period for the loan (if exist) | not exist |
| 8. Periodic payments (monthly, quarterly and etc.) | Monthly |
| 9. Loan repayment method (annuity method (equal amounts), differential method) | Annuity method |
|
10. The amount of a one-time payment during the payment period: Annuity method In differential method |
2,347,210 uzs |
|
11. The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.) |
with method of transferring money to the account of the supplier of goods/services |
| 12. Additional expenses related to the loan (if any): | not exist |
| Bank commissions and fees by type (indicate separately) | not exist |
| Third party services (indicate separately) | not exist |
| 13. Total cost of the loan (includes nominal interest rate and loan servicing costs) |
84,499,543 uzs |
2-section. Important conditions related to other financial obligations
| 1. In connection with the late repayment of the loan debt, a penalty (fine, penalty) provided in the contract is imposed (if there is such a condition) | for each day of late payment in the amount of 0.1 percent of the late payment amount |
| 2. The amount of the increased interest rate paid on the loan amount due to late repayment of the loan debt (if such condition exists) | Pays interest in an amount 1.5 times higher than the interest specified in the agreement. |
| 3. Collateral of the loan (minimum requirements for the subject of collateral, minimum cost of collateral) |
Read carefully before agreeing to take out a loan!
You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.
If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.
|
ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED. _______________________________________ (position and full name of the bank's specialist) |
_______________________________ (date of completion) |
* Due to technical reasons, the issuance of online microloan for individuals with official income is temporarily suspended
