SUPER CHANGAN Auto Loan
(CHANGAN, DEEPAL, AVATR, NEVO Vehicles)
Transparent conditions, application and approval directly at official dealerships.
Apply in 5 minutes
Easy approval
Approved at the dealership in just a few minutes
Flexible terms
Annual rate from 0% to 23.5%, down payment from 25%
Fast decision
Up to 480M UZS financing - for CHANGAN, DEEPAL, and NEVO vehicles
Calculate the rate
1 млн
1 млрд
1 млн
1 млрд
Rates from: %
Monthly payment
1 489 200 cумов
Calculation is approximate. Exact terms apply upon application
Submit an application
Models
all CHANGAN, DEEPAL, AVATR and NEVO models
- with a 30% down payment, it is possible to issue loans to customers without official income for the Deepal and Changan brands
- with a 50% down payment, it is possible to issue loans to customers without official income for the Nevo and Avatr brands
- with a 30% down payment, it is possible to issue loans to customers without official income for the Deepal and Changan brands
- with a 50% down payment, it is possible to issue loans to customers without official income for the Nevo and Avatr brands
Loan amount
up to UZS 480 million
Down payment
from 25%
Interest rate
0.0–23.5% per annum (depending on down payment)
Term
up to 5 years
Requirements
passport, confirmed income for 6 months
Where to apply
official dealerships, partners of Runking Motor in Uzbekistan
"Own your new CHANGAN, DEEPAL, or NEVO with clear and flexible financing from Ipoteka Bank OTP Group. Get up to UZS 480 million with a down payment of 25–50% and an annual rate between 0.0% and 23.5% - the higher your down payment, the lower the rate.
A special dealership offer provides a 0% installment plan for up to 12 months.
Minimum paperwork required: just a passport and proof of income for the past 6 months.
All steps - from application to approval - take place directly at the official dealership, quickly and conveniently. "
To the regulation on the minimum requirements for the activities of
commercial banks in the implementation of
relations with consumers of banking services
Information sheet about main terms of the loan
The name of commercial bank, Official website, phone numbers
JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
Section 1. Credit Information
1.Type of the loan
SUPER CHANGAN car loan
2.Purpose of the loan
For personal use
3.Amount of the loan (in national currency)
4.Term of the loan (in month)
Месяц
5.The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount
%
251,330,710 сум
6.Grace period for the loan (if exist)
not exist
7.Periodic payments (monthly, quarterly and etc.)
each month
8.Loan repayment method (annuity method (equal amounts), differential method)
Annuity method
9.The amount of a one-time payment during the payment period
12,188,845 сум
10.The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)
By transferring funds to the client’s account
11.Additional expenses related to the loan (if any):
not exist
12.Bank commissions and fees by type (indicate separately)
not exist
13.Third party services (indicate separately)
not exist
13. Полная стоимость кредита (включает номинальную процентную ставку и расходы
на обслуживание кредита)
731,330,710 Сум
Section 2. Important conditions related to other financial obligations
1.In case of late repayment of the principal debt (overdue loan)
the Borrower shall pay interest to the Bank in the amount of 1.5 times the interest rate established by this Agreement for the entire period of delay
2.For failure to pay interest within the established time limits
the Borrower shall pay a penalty of 2.0% of the overdue interest amount for each day of delay, but not exceeding 50% of the overdue interest amount
3.Type of collateral
the purchased passenger vehicle, insurance policy
Read carefully before agreeing to take out a loan!
You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.
If you have complaints, you can send your appeal to (indicate the phone number) the digital phone number or (indicate the bank's postal address) the address or (indicate the bank's email address) the email address.
ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED.
Position and full name of the bank's specialist
Date of completion
Fill out the application — and we will find the best solution for you.
A car loan created for you
Clear terms
Annual rate 0–23.5%
Fast and beneficial
Confirmed income is all you need
Co-borrower - optional
Need more funds? Add a co-borrower
No unnecessary bureaucracy
Passport and income proof - that’s all you need
Make payments the way you prefer
Submit your application via mobile app or on the website
FAQs
The SUPER CHANGAN car loan is provided for the purchase of new vehicles (primary market) of the Changan, Deepal, Avatr, and Nevo brands. The program applies to models participating in the current SUPER CHANGAN product terms.
The available down payment options are from 25%, 30%, 40%, or 50%, depending on the selected credit program (SCHAN-2 / SCHAN-3 / SCHAN-4 / SCHAN-5) and the vehicle model.
The loan term ranges from 12 to 60 months, depending on the selected credit program.
The following documents are required:
– a valid identity document (passport / ID card or equivalent);
– a vehicle purchase agreement issued by the authorized dealer.
– a valid identity document (passport / ID card or equivalent);
– a vehicle purchase agreement issued by the authorized dealer.
The vehicle must be purchased from dealer centers connected to the product, including:
LLC “MODERN AUTO MOTORS”
LLC “TASHKENT AUTO TRADE”
LLC “LUMAX MOTORS”
LLC “BUKHARA AUTO ELITE”
LLC “BRILLIANT EV SALES SERVICE”
LLC “AUTO REGION PARTS”
LLC “AZAMAT AUTO INVEST”
LLC “CHANGAN AUTO”
LLC “Runking Motor”
LLC “DAVAN GROUP NAVOIY”
LLC “MAY AUTO STYL”
LLC “SAYOR MOTORS”
LLC “HUARONG GLOBAL”
LLC “MIRSAIDOV TRADE”
LLC “TREND PREMIUM MOTORS”
LLC “MODERN AUTO MOTORS”
LLC “TASHKENT AUTO TRADE”
LLC “LUMAX MOTORS”
LLC “BUKHARA AUTO ELITE”
LLC “BRILLIANT EV SALES SERVICE”
LLC “AUTO REGION PARTS”
LLC “AZAMAT AUTO INVEST”
LLC “CHANGAN AUTO”
LLC “Runking Motor”
LLC “DAVAN GROUP NAVOIY”
LLC “MAY AUTO STYL”
LLC “SAYOR MOTORS”
LLC “HUARONG GLOBAL”
LLC “MIRSAIDOV TRADE”
LLC “TREND PREMIUM MOTORS”
The application is reviewed at the dealership. Processing time depends on the completeness of the submitted information and is carried out in accordance with the product terms and the Bank’s internal procedures.
In addition to the down payment, mandatory insurance costs apply:
– Class 14 insurance policy (minimum coverage of 3 months and not less than the vehicle delivery period);
– Class 3 insurance policy (CASCO) for the full loan term, with coverage equal to 100% of the vehicle value.
Insurance must be paid in a single payment from the client’s own funds.
There are no bank fees for loan origination or servicing. Amendments to the loan agreement initiated by the client are subject to a fee of 0.1% of the outstanding loan balance (capped at UZS 500,000).
– Class 14 insurance policy (minimum coverage of 3 months and not less than the vehicle delivery period);
– Class 3 insurance policy (CASCO) for the full loan term, with coverage equal to 100% of the vehicle value.
Insurance must be paid in a single payment from the client’s own funds.
There are no bank fees for loan origination or servicing. Amendments to the loan agreement initiated by the client are subject to a fee of 0.1% of the outstanding loan balance (capped at UZS 500,000).
Yes. Both full and partial early repayment are allowed. The procedure and applicable conditions are governed by the product terms and the loan agreement.
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