All contacts Branches Bank details Press service
Exchange rates
Search
Short number: 1233 Contacts Service locations Exchange rate Blog

Domestic Factoring

Financing for your domestic supplies

Apply
Domestic Factoring

Rapid replenishment of working capital

For financing new deliveries and current expenses

Protection against the risk of non-payment by the buyer

Non-recourse factoring allows the transfer of accounts receivable to the bank

Effective management of accounts receivable

Transfer customer payment administration to the Bank



Factoring for the Supplier

Accounts Receivable Financing

  • 90-day payment deferral.
  • With and without recourse.
  • No collateral required.
  • No restriction on the use of funds.
  • Financing on the day of goods shipment.
  • Up to 100% of the invoice amount.
  • Supplier and Buyer must be residents of Uzbekistan.
Factoring for the Buyer

Accounts Payable Financing

  • Extension of the payment deferral period.
  • Synchronization of purchasing, production, and commercial cycles with cash flows.
  • Effective supply chain management and expansion of the supplier base.
  • Payment deferral: up to 90 days.
  • Grace period: 30 days.

What it is:

Domestic factoring helps companies work with buyers within the country on deferred payment terms without cash flow gaps.
The bank finances the delivery and assumes the risk of buyer non-payment.

How it works:

1. The supplier signs a deferred payment contract with the buyer
2. The supplier submits the contract and invoice to the bank (factor)
3. The bank assesses the buyer and sets a credit limit
4. The supplier assigns the receivable to the bank
5. The bank pays the supplier up to 80–100% of the invoice immediately after delivery
6. The buyer pays the debt directly to the bank after the deferral period

How to connect factoring:

1. Submit an application online or at a bank branch
2. Provide contracts, invoices, incorporation documents and financial statements
3. The bank evaluates the buyer’s creditworthiness
4. Sign the factoring agreement
5. Receive financing immediately after delivery

Fill out the application — and we will find the best solution for you.

We guarantee the security and confidentiality of your data.

Factoring

Factoring is a widely accepted financing instrument and does not negatively affect business relationships. Our consultants will conduct transparent communication with your partners and address any concerns.
Factoring is recorded as an assignment of receivables. Transactions are accounted for in accordance with applicable accounting standards and regulatory requirements.
The standard package includes incorporation documents, financial statements, and buyer contracts. In certain cases, the Bank may request additional documentation.
Yes, factoring services are available to corporate clients as well as SMEs, provided that the limit is established for the corporate client. Financing is accessible to all segments subject to the Bank’s requirements.
Factoring is not a loan. It is financing against the assignment of receivables: the Bank pays the supplier immediately after shipment, while the buyer remits payment to the Bank within the agreed term. No collateral or designated use of funds is required.

↑