Microloan – up to 100,000,000 UZS

Available within 2 minutes via the mobile application.
No collateral and no proof of income required.
Financing for Repairs
Purchase all necessary materials immediately.
Financing for Weddings
Settle expenses for the banquet, wedding attire, and photographer.
Financing for Appliances
Acquire a new refrigerator, washing machine, and television.
Our microloan is made for moments when you simply can’t wait
from 24% to 48%
Annual interest rate
from 36 to 60 months
Loan term
All you need is your smartphone
Download the Ipoteka Retail app and apply online — no collateral or guarantors
How to apply for a microloan in Ipoteka Retail
Open the app
Open the app
Ipoteka Retail on your smartphone
2. Sign up
2. Sign up
prepare your ID card or passport
3. Check your limit
3. Check your limit
in the section “Loan up to 100 million UZS in 2 minutes” on the main screen of the app
4. Receive a decision
4. Receive a decision
it will take no more than two minutes
If you take a microloan for the amount
With term and rate
Your monthly payment will be
2 895 451 UZS

Check your exact rate and monthly payment when submitting your application in the Ipoteka Retail 2.0 app

Microloan Terms

Application
Free
Amount
from 1 000 000 to 100 000 000 UZS
Term
36 to 60 months
Interest rate
from 24% to 48% annually
Disbursement
Online, to your current account in the Ipoteka Retail app
Loan servicing fee
Free
Repayment methods
In the Ipoteka Retail mobile app
At Ipoteka bank ATMs
At Ipoteka bank branches

Leave your contact details to submit an application


Download the app

Get access to all the benefits of the payroll project and other Ipoteka Bank services in just a few seconds.

Download the Ipoteka Retail app