Savings Account

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14%

Interest rate
Unlimited

Deposit term
15 mln so‘m

Minimum amount

Amount

10 млн 480 млн

Down payment

25%

20% 80%

Loan term 12 мес.

1 мес. 60 мес.

Interest rate 24%

24% 48.9%

The exact rate is determined by scoring results — move the slider to see the payment under different scenarios

Loan term —

The term is determined automatically based on the down payment size

Car insurance

A car loan requires KASKO insurance for the entire loan term. The insured amount is 100% of the car price.

The bank does not set the KASKO price: it depends on the insurance company, car model and loan term.

How will you pay for KASKO?

KASKO will not be added to the loan amount. You will pay for the insurance separately.

Currency

How do you want to receive interest?

I want to withdraw early

Region

Condition

I receive my salary on an Ipoteka Bank card

Period

Select a Car Model

To customize your loan terms and view available offers

Submit an application

This calculation is for illustrative purposes only. The bank will confirm the final terms after reviewing your application.

Monthly payment

Submit an application

Interest rates

Termless deposit — 14.0% per annum (available both in the mobile app and at bank branches)

Minimum amount of deposit

15 000 000 UZS

Top up of deposit

Without restrictions at any time

Early withdrawal of deposit

Early withdrawal — full: anytime with interest paid upon closing; partial: available up to the minimum balance

Capitalization

Not available

Interest calculation

Interest is accrued from the day after receipt of funds and the day before the account is closed

Interest payments

When registering through the mobile application, the monthly interest income is automatically transferred to the e-wallet account. When registering at retail cash desks, the monthly interest income is transferred to the client’s savings account.

Passport 148.71 Kb General rules for accepting deposits 108.95 Kb Deposit Information Sheet 65.59 Kb Deposit Guarantee 221.58 Kb Term and savings deposits 378.96 Kb Offer with deposit guarantee terms 1077.03 Kb Deposit Information Sheet 28.46 Kb

On approval of the regulation on minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services

Appendix № 3

INFORMATION SHEET ON THE MAIN CONDITIONS OF DEPOSITS*

Name of the commercial bank, official website, phone numbers

JSCMB «Ipoteka-bank», www.ipotekabank.uz

Phone: Contact-center (78) 150-11-22, 1233

Section 1. The main conditions of the deposit

	The main terms and conditions of deposit
1	Name of the product	Savings account
2	The object of registration	Funds are accepted through the Ipoteka-Retail mobile application and retail cash desks, in cash and non-cash form.
3	Date of receipt	From 18th of April 2025
4	Term	Unlimited
5	Annual interest rate	14%
6	Minimum amount	15 000 000 UZS
7	The top up of funds	Available
8	The procedure for calculating the interest	– Interest is accrued from the day after the funds are received and the day before the account is closed; – Interest is accrued from the next day after the deposit is replenished.
9	Interest payments	When registering through the mobile application, the monthly interest income is automatically transferred to the e-wallet account. When registering at retail cash desks, the monthly interest income is transferred to the client’s savings account.
10	Capitalization	Not available
11	Partial withdrawal	Available (considering that the minimum amount of the balance does not decrease below the minimum amount)
12	Registration procedure	The offer agreement and the bank's deposit agreement in e-form
13	A note to the client	Citizens' deposits in banks are guaranteed in accordance with the Law of the Republic of Uzbekistan "On guarantees for the protection of citizens' deposits in banks"

Please review the information sheet before agreeing to open a deposit!

You have the right to receive full and detailed information from the bank about the terms of the deposit, the interest income on the deposit and the settlement procedure, as well as about your rights and obligations and other issues that are unclear to you.

In case of claims, you can send your request by phone +998 (78) 150-11-22 or to the address Tashkent, Shakhrisabz str., 30 or by e-mail info@ipotekabank.uz.

THE CORRECTNESS AND AUTHENTICITY OF THE INFORMATION SHEET IS CONFIRMED.

(Full name and position of bank’s employee) (Date of filling in)

The information sheet does not replace a deposit agreement or a deposit acceptance order, on the contrary, it helps to compare the deposit conditions of different banks and make the right choice

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