Mortgage loan for the self-employed

A new-build mortgage with no income statement

Minimum paperwork, mortgage in 2 days. A self-employment certificate is all it takes.

Calculate Payment

1 млн 1 млрд
1 млн 1 млрд
1 1 Mo.
Monthly payment
Average monthly payment
9 847 366
Loan amount
525 000 000 cумов
Interest rate
18% годовых

* Calculation is approximate. Exact terms apply upon application

* Calculation is approximate. Exact terms apply upon application

Key facts

Who can apply

Citizens of Uzbekistan aged 18–60 with self-employed status; no older than 70 at the end of the term.

Proof of income

No income statement required — a self-employment certificate and paid social tax are enough.

Eligible property

An apartment in a new-build purchased from the developer.

Loan amount

Up to 480 mln UZS in Tashkent, up to 380 mln UZS in the regions. Minimum: 50 mln UZS.

Down payment

Depends on the bank’s credit assessment: more assets and card turnover mean a lower down payment.

Regions

Tashkent, Samarkand, Fergana, Khorezm, Navoi, Kashkadarya and Bukhara.

Mortgage in 2 days

Minimum paperwork: passport, self-employment certificate and social tax payment receipt

1
before applying

Self-employment certificate

Register online at my.gov.uz — the certificate is issued instantly.

2
before applying

Social tax

Pay online and attach the receipt to your application.

3
day 1

Application and call

A manager calls you back, checks your documents and confirms your down payment.

4
day 2

Contract

Signing at a branch; the bank transfers the funds to the developer.

Product details

Rate

from 16.99% per annum

Down payment

from 15%

Loan amount

up to 480 mln UZS

Term

up to 20 years

Income statement

not required

Who can apply

citizens of Uzbekistan aged 18–60
Passport or ID card
Self-employment certificate — my.gov.uz
Social tax payment receipt
Sale and purchase agreement with the developer
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