Demand Deposit

Full flexibility — deposit and withdraw anytime, with a state guarantee of up to UZS 200 million.

  • 0%

    Interest rate

  • Unlimited

    Deposit term

  • 100,000 UZS

    Minimum amount

Calculate your payment

10 млн 480 млн
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Monthly payment
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Detailed information

Interest rates

Termless deposit — 0% per annum (available at bank branches)

Minimum amount of deposit

100 000 uzs

Top up of deposit

Not available

Early withdrawal of deposit

Full and partial withdrawal — available at any time, without limitations

Capitalization

Not available

Interest calculation

Interest will not be accrued

Deposit guarantee

Citizens' deposits are guaranteed by the Law of the Republic of Uzbekistan "On guarantees for the protection of citizens' deposits in banks" up to 200 million UZS.

Return on deposits guaranteed

Deposit Guarantee Agency in Banks of the Republic of Uzbekistan ensures the stability of the banking system, and also serves as a guarantee for the return of up to 200 million soums in deposits of the population. In the event of an insured case, deposits are repaid according to the following deadlines:

  • From January 1, 2026 — within 15 working days;
  • From January 1, 2027 — within 7 working days.

On approval of the regulation on minimum requirements for the activities of commercial banks in the implementation of relations with consumers of banking services

Appendix № 3

INFORMATION SHEET ON THE MAIN CONDITIONS OF DEPOSITS*


Name of the commercial bank, official website, phone numbers

JSCMB «Ipoteka-bank», www.ipotekabank.uz

Phone: Contact-center (78) 150-11-22, 1233


Section 1. The main conditions of the deposit

1. Name of the deposit

 

“Demand” deposit

2. Deposit currency

in national currency (uzs)

3. Annual interest rate

(if the annual interest rate on the deposit is differentiated or depends on the method of registration of the deposit, each is indicated separately)

0 percentage

4. Availability of capitalization of interest on the deposit (recalculation of interest by adding accrued interest to the principal amount)

not available

5. The term of the deposit

termless

6. The minimum amount of the deposit

(if exists)

unlimited

7. The frequency of payment of interest on the deposit

monthly

8. Registration procedure (online or visit to the bank)

funds are accepted via retail cash desks

9. Top-up of additional funds

available

10. Auto prolongation (one sided prolongation of the deposit period by the bank at the end of the deposit period)

0 percentage will be accrued for the deposited amount after the maturity and till the closure date of the deposit account

11. Other conditions

 

Section 2. Other important conditions

1. The possibility of partial withdrawal of deposited funds before the end of the deposit term

available

2. The procedure for early termination of the deposit agreement

termless

3. Citizens' deposits in banks are guaranteed in accordance with the Law of the Republic of Uzbekistan "On guarantees of protection of citizens' deposits in banks"

 

Please review the information sheet before agreeing to open a deposit!

You have the right to receive full and detailed information from the bank about the terms of the deposit, the interest income on the deposit and the settlement procedure, as well as about your rights and obligations and other issues that are unclear to you.

In case of claims, you can send your request by phone +998 (78) 150-11-22 or to the address Tashkent, Shakhrisabz str., 30 or by e-mail info@ipotekabank.uz.

THE CORRECTNESS AND AUTHENTICITY OF THE INFORMATION SHEET IS CONFIRMED.


(Full name and position of bank’s employee) (Date of filling in)

The information sheet does not replace a deposit agreement or a deposit acceptance order, on the contrary, it helps to compare the deposit conditions of different banks and make the right choice

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