Auto Loan Super Cobalt
(Rate from 0%)
Apply at UzAuto dealerships with a down payment from 50%; an interest-free installment plan is also available.
Apply in 5 minutes
Easy approval
The entire process—from submitting the application to approval—can be handled right at the dealership, quickly and without any extra trips
Flexible terms
Annual rate 0-18,5%
Fast decision
Up to 480M UZS financing - for Chevrolet Cobalt
Calculate the rate
1 млн
1 млрд
1 млн
1 млрд
Rate up to: %
Monthly payment
1 489 200 cумов
Calculation is approximate. Exact terms apply upon application
Submit an application
Models
Chevrolet Cobalt
Loan amount
up to UZS 480 million
Down payment
from 25%
Interest rate
0-18,5%
Term
up to 5 years
Requirements
- A valid identity document (passport / ID card or an equivalent document);
- A vehicle purchase agreement issued by the authorized dealer.
- A vehicle purchase agreement issued by the authorized dealer.
Where to apply
official UzAuto dealerships across Uzbekistan
To the regulation on the minimum requirements for the activities of
commercial banks in the implementation of
relations with consumers of banking services
Information sheet about main terms of the loan
The name of commercial bank, Official website, phone numbers
JSCMB "Ipoteka-bank",
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
www.ipotekabank.uz
Phone:(78) 150-11-22,
Contact center:1233
Section 1. Credit Information
1.Type of the loan
Super Cobalt car loan
2.Purpose of the loan
For personal use
3.Amount of the loan (in national currency)
4.Term of the loan (in month)
Months
5.The interest rate during the term of the loan (nominal amount) and the amount payable on this interest amount
%
212,731,903 sum
6.Grace period for the loan (if exist)
not exist
7.Periodic payments (monthly, quarterly and etc.)
each month
8.Loan repayment method (annuity method (equal amounts), differential method)
Annuity method
9.The amount of a one-time payment during the payment period
11,545,532 sum
10.The form of provision of the loan (transfer of money to the account of the supplier of goods/services, in cash, transfer to a bank card, etc.)
By transferring funds to the client’s account
11.Additional expenses related to the loan (if any):
not exist
12.Bank commissions and fees by type (indicate separately)
not exist
13.Third party services (indicate separately)
not exist
14.Total cost of the loan (includes nominal interest rate and loan servicing costs)
692,731,903 sum
Section 2. Important conditions related to other financial obligations
1.In case of delay in payment (principal and interest according to the repayment schedule)
the Borrower shall pay the Bank a penalty in the amount of 2% of the overdue amount for each day of delay
2.For delay in execution of the pledge
the Borrower shall pay a penalty in the amount of 2% of the first scheduled payment (which includes repayment of a portion of the principal) for each day of delay
3.Type of collateral
the purchased passenger vehicle, insurance policy
Read carefully before agreeing to take out a loan!
You have the right to receive complete and detailed information from the bank about the terms and amount of the loan, about the procedure for payment and settlement (interest, fines and penalties), about Your rights and obligations under the loan agreement, about the loan agreement about possible risks and responsibilities, as well as other issues that are unclear to you.
If you have complaints, you can send your appeal to +998 78 150 11 22 the digital phone number or 100000, Tashkent, 30 Shakhrisabz Street the address or info@ipotekabank.uz the email address.
ACCURACY OF THE INFORMATION SHEET AND THE AUTHENTICITY IS CONFIRMED.
Position and full name of the bank's specialist
Date of completion
Get a preliminary decision in just 10 minutes
Simply enter your name and phone number. Our specialist will call you and explain the next steps.
A car loan created for you
Clear terms
Annual rate 0-18,5%
Fast and beneficial
Approved at the dealership in just a few minutes
Co-borrower - optional
Need more funds? Add a co-borrower
No unnecessary bureaucracy
Passport and vehicle purchase agreement - that’s all you need
Make payments the way you prefer
Submit your application via mobile app or on the website
FAQs
You can get a 0% annual interest rate with a down payment of at least 65% and a 12-month loan term.
You repay the remaining cost of the car in monthly instalments, with no interest charged.
The programme is available for new Chevrolet Cobalt cars purchased from authorised UzAuto dealers.
You repay the remaining cost of the car in monthly instalments, with no interest charged.
The programme is available for new Chevrolet Cobalt cars purchased from authorised UzAuto dealers.
A larger down payment gives you access to a lower interest rate. Your rate also depends on the loan term you choose.
Citizens of Uzbekistan aged 21 or over with a regular income can apply. The loan must be repaid in full before you turn 65.
Each application is assessed individually, taking into account your income and existing loan commitments.
Each application is assessed individually, taking into account your income and existing loan commitments.
Yes. If you have difficulty providing formal proof of income, you can state your income on a self-declaration form.
The additional documents required will depend on the size of your down payment.
The additional documents required will depend on the size of your down payment.
The main documents required are:
– a passport, ID card or another form of identification;
– a vehicle purchase agreement from an authorised dealer.
Documents for insurance and collateral are submitted at the relevant stages of the process.
– a passport, ID card or another form of identification;
– a vehicle purchase agreement from an authorised dealer.
Documents for insurance and collateral are submitted at the relevant stages of the process.
Yes. If your income is not enough to qualify for the amount you need, you can apply with one other individual as a co-borrower.
The bank will assess your combined ability to repay the loan when reviewing your application.
The bank will assess your combined ability to repay the loan when reviewing your application.
Yes. The car must have comprehensive insurance (CASCO) for the entire loan term. The sum insured is based on the car’s full purchase price.
You can pay the insurance premium separately or include it in the loan amount.
You can pay the insurance premium separately or include it in the loan amount.
You can arrange a car loan at an authorised UzAuto dealership in any region of Uzbekistan or at a bank branch. You can apply and complete the main steps at the dealership, without a separate visit to the bank.
Once the car has been officially registered, you will need to visit a bank branch to formally pledge it as collateral.
Once the car has been officially registered, you will need to visit a bank branch to formally pledge it as collateral.
Yes. You can repay all or part of the loan at any time without penalties or fees.
To have an additional payment applied towards reducing your outstanding principal, you must submit a request to the bank.
To have an additional payment applied towards reducing your outstanding principal, you must submit a request to the bank.
Yes. You retain ownership of the car, but it serves as collateral for the loan.
Once the car has been officially registered, you must visit the branch that arranged your car loan, provide the vehicle documents and formally pledge the car to the bank within the timeframe specified in your loan agreement.
Once the car has been officially registered, you must visit the branch that arranged your car loan, provide the vehicle documents and formally pledge the car to the bank within the timeframe specified in your loan agreement.
You can purchase KASKO online on the Imkon Sug’urta website — it is fast and convenient.
To do this, choose a package, fill in vehicle and owner details, confirm your application, and pay for the policy online. After payment, you will receive your electronic policy via SMS immediately.
Additionally, you can add the Litro “Road Assistance” subscription (within the Oson start package) or get it for free with the Qulay plus and Ishonch premium packages.
To do this, choose a package, fill in vehicle and owner details, confirm your application, and pay for the policy online. After payment, you will receive your electronic policy via SMS immediately.
Additionally, you can add the Litro “Road Assistance” subscription (within the Oson start package) or get it for free with the Qulay plus and Ishonch premium packages.
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Last updated: 16.09.2026