Ipoteka Bank OTP Group Launches “Oson” Mortgage Promotion with a 16.99% Rate

Ipoteka Bank OTP Group Launches “Oson” Mortgage Promotion with a 16.99% Rate

Ipoteka Bank OTP Group has announced the launch of a promotional mortgage offer called “Oson” for purchasing housing on the primary market. As part of the promotion, the interest rate has been reduced to 16.99% per annum. The offer is available for a limited time — from April 1 to June 30.

The campaign is aimed at increasing the accessibility of mortgage financing in Uzbekistan amid continued high demand for housing. The limited-time nature of the offer allows customers to take advantage of more favorable conditions when purchasing an apartment in a newly built property.

The “Oson” mortgage is available to both officially employed borrowers and self-employed individuals — a category of clients that has previously faced more restrictions when applying for loans.

Key terms of the promotional offer:

    • Interest rate — 16.99% per annum

    • Down payment — from 15% 

    • Loan term — up to 20 years

    • Loan amount — up to 480 million UZS 

    Available for both self-employed and officially employed clients 

The “Oson” mortgage from Ipoteka Bank OTP Group provides an opportunity to obtain a home loan for purchasing an apartment in a new building on transparent and favorable terms.

You can apply for a loan online via the website, mobile app, or at the nearest branch of Ipoteka Bank OTP Group.
Contact center: (78) 150-89-13 


Specify the rate, term, and down payment — final conditions depend on your parameters.

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