Bahor

№

                      THE MAIN TERMS AND CONDITIONS OF THE DEPOSIT

1

Deposit name

“BAHOR” term deposit in national currency

2

The object of registration

Funds are accepted through the Ipoteka-Retail mobile application and retail cash desks, in cash and non-cash form.

3

Date of receipt

From 1^st of April 2024 year

4

Term and annual interest rate

Min. amount

3 months

6 months

12 months

50 mln. uzs

20%

20%

21%

75 mln. uzs

21%

21%

22%

100 mln. uzs

22%

22%

22%

5

The top up of funds

Not available (available only in 3-months deposits)

6

The procedure for calculating the interest

Interest is accrued from the day after receipt of funds and the day before the deposit is closed

7

Interest payments

Monthly

8

Capitalization

Not available

9

Premature withdrawal

In case of early termination of the deposit agreement:

- 0% per annum.

10

Subsequent stage after expiration of the term

Funds deposited as part of online deposits are automatically transferred to the account of the "electronic wallet" after the expiration of the term. For deposits registered via retail cash desks, no interest is accrued after the expiration of the term and before the account is closed.

11

Registration procedure

The offer agreement and deposit agreement of the bank in electronic form.

12

Note for the customer

Citizens' deposits in banks are guaranteed in accordance with the Law of the Republic of Uzbekistan "On guarantees for the protection of citizens' deposits in banks"