Dear customers!

We inform you that from January 2, 2026, the following additions will be made to the retail tariffs of Ipoteka bank OTP Group:

Attachment to Item 7

For the head of small and micro business clients (legal entities and individual entrepreneurs) 0,who connected the payroll starting from January 2, 2026 in Ipoteka-bank, cash withdrawal from national currency payroll bank cards (Uzcard, Humo) through a payment terminal installed by the bank (bank/Touch point cash desk) – 0,5%

Attachment to Item 27

Issue of UZCARD KIDS, HUMO Junior cards for children of payroll participants of small and micro business clients (legal entity and individual entrepreneurs) who have a payroll in Ipoteka-bank -  free of charge

Attachment to Item 29

For the head of small and micro business clients (legal entities and individual entrepreneurs) who connected the payroll starting from January 2, 2026  in Ipoteka-bank 1 bank card opening and renewal for individuals in case of failure, loss or expiry - Mastercard standart/Visa classic, Mastercard gold/Visa gold – free of charge

Attachment to Item 43

For the head of small and micro business clients (legal entities and individual entrepreneurs) who connected the payroll starting from January 2, 2026 in Ipoteka-bank, сash withdrawal from national currency payroll bank cards via ATM – 0,5%