Ipoteka bank Introduces Commission-Free Transfers of Microloan Funds to Bank Cards
30.09.2026

Ipoteka bank Introduces Commission-Free Transfers of Microloan Funds to Bank Cards

In the new Ipoteka Mobile app, customers can apply for a microloan of up to UZS 100 million entirely online and transfer the approved loan funds from their loan account to a bank card with no commission fee.

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Ipoteka Bank OTP Group announces a new convenience for microloan customers: transfers of approved loan funds from a loan account to a bank card are now available free of charge.

In addition, the new Ipoteka Mobile app offers customers transfers of up to UZS 10 million per month with a 0% commission fee. Borrowers can also participate in the “The Bank Pays!” campaign, under which the bank repays the principal amount of microloans for selected winners every week.

Key Benefits for Customers

    • Up to UZS 100 million available through a microloan.

    • Fully digital application process via the new Ipoteka Mobile app.

    • Commission-free transfer of loan funds from a loan account to a bank card.

    • Transfers of up to UZS 10 million per month with 0% commission to any bank card.

    • Participation in the “The Bank Pays!” campaign, where the bank covers the principal debt of selected microloan borrowers every week.

“We believe digital services should solve customers’ real needs without unnecessary steps or additional costs. The ability to transfer microloan funds directly to a bank card at no commission makes borrowing even more convenient. We will continue enhancing Ipoteka Mobile with solutions that simplify everyday banking and improve the customer experience,” said Dmitry Sapronov, Deputy Chairman of the Management Board of Ipoteka bank OTP Group and Head of the SME and Retail Banking Division.

About the New Ipoteka Mobile App

The new Ipoteka Mobile app is available for download on the App Store and Google Play.

Detailed information about microloan terms and conditions, as well as the rules and eligibility requirements for the “The Bank Pays!” campaign, is available on the official website of Ipoteka bank:

Download Ipoteka Mobile today and access fast, convenient, and fully digital financial services. 


Download the Ipoteka Mobile app and manage your finances without visiting a bank

Paychecks, money transfers, and other services from Ipoteka bank OTP Group are always at your fingertips

Download the Ipoteka Mobile app
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Last updated: 30.09.2026