Ipoteka Bank, part of OTP Group, continues to enhance Ipoteka Mobile, giving customers more ways to manage their everyday finances. The app offers fee-free transfers of up to UZS 10 million, currency exchange, short-term deposits, and online microloans. Users can also make international SWIFT transfers, pay for services, and manage their card settings.
Key Benefits of Ipoteka Mobile
- Fee-Free Transfers of Up to UZS 10 Million. Customers can transfer funds without paying a fee, within the applicable limit, making everyday transactions more convenient and cost-effective.
- Fee-Free Transfers of Loan Funds to a Card. Customers can transfer loan proceeds directly to a bank card without paying an additional fee.
- More Favorable Currency Exchange Rates. Ipoteka Mobile offers more favorable exchange rates than those available at bank branches, allowing customers to exchange currency on better terms.
- Short-Term Deposits. Customers can open short-term deposits and choose a savings period that best suits their financial goals and needs.
- Online Microloans of Up to UZS 100 Million. Customers can apply for microloans directly through the app. They can also participate in the “The Bank Pays It Off!” promotional campaign, subject to its terms and conditions.
New Features and Improvements
The latest Ipoteka Mobile updates bring improvements to international transfers, service payments, currency exchange, and card management.
- International SWIFT Transfers. Users can now send international money transfers directly through the app using the SWIFT network.
- Service Payments in the “Mening Uyim” Section. Customers can now pay for services using both Uzcard and Humo cards.
- Payments via UzQR. Customers can make payments via UzQR at retail outlets and service providers that support this payment method.
- Improved Currency Exchange. The currency exchange process has been improved, particularly when entering amounts in Uzbek soums. Users can also select the Uzcard Sherdor card for currency exchange transactions.
- PIN Management. Setting or changing a card PIN is now simpler and more convenient.
- Enhanced Security and Stability. The latest update includes bug fixes and other improvements designed to enhance the app’s security, stability, and overall performance.
Ipoteka Mobile brings together transfers, payments, currency exchange, savings products, and lending services in one convenient digital platform. The bank continues to develop its digital ecosystem to make financial services more accessible, convenient, and efficient for customers.
