Unified Payment Acceptance System “UzQR”

From July 1, 2026, accepting payments through the unified UzQR QR code will become mandatory for businesses

In accordance with the Decree of the President of the Republic of Uzbekistan No. PF-246 dated December 10, 2025, “On Additional Measures to Promote Cashless Payments and Reduce the Share of the Shadow Economy,” all legal entities and individual entrepreneurs operating in the trade and service sectors will be required to accept payments through the unified UzQR QR code system starting from July 1, 2026.

In this regard, our bank offers businesses the opportunity to connect to the UzQR system and recommends that entrepreneurs switch to the new payment acceptance format in advance.

Why is this important?

The unified UzQR system is being introduced to promote cashless payments, enhance the transparency of financial transactions, and create a convenient payment infrastructure for both businesses and customers. Connecting to the system will help businesses comply with regulatory requirements and avoid potential operational challenges in the future.

Benefits for Businesses

• Accept payments from customers of any bank using a single QR code.
• Provide a convenient payment experience, allowing customers to pay in just a few taps through their bank’s mobile application.
• Reduce costs are associated with maintaining multiple QR codes and payment solutions.
• Receive funds quickly and manage incoming payments more efficiently.
• Increase the share of cashless transactions, helping drive sales growth and improve customer loyalty.
• Ensure compliance with regulatory requirements and readiness for new payment standards.

What should you do?

Our bank already provides the opportunity to register in the UzQR system and obtain a unified QR code for accepting payments. We also offer consultation and support to help entrepreneurs set up and effectively use the new service.

Do not delay connecting to UzQR — ensure your business is ready for the new requirements today and offer your customers a modern, fast, and convenient payment method.

For more information, please contact your nearest bank branch or your personal relationship manager.