Dear Customers,
Ipoteka Bank plans to update its Loan Agreement and Pledge Agreement for auto loan products effective 3 November 2026.
The Loan Agreement will include warnings about the consequences of failing to meet loan obligations, in accordance with the new requirements of the Central Bank. Terminology and the rights and obligations of the parties will also be clarified. In addition, the terms governing loan disbursement, servicing and repayment, as well as provisions on fees, debt restructuring, and the formalisation and registration of collateral, will be updated.
The Pledge Agreement has been amended to clarify terminology, and a supplementary agreement to the Pledge Agreement has been prepared.
The updated documents will be published on the Bank’s website once approved.
