Requirement to Register the Vehicle as Collateral under the Auto Loan Agreement
08.09.2026

Requirement to Register the Vehicle as Collateral under the Auto Loan Agreement

Dear Customers,
Thank you for choosing Ipoteka bank OTP Group to finance your vehicle purchase. We value your trust and would like to remind you of an important requirement under your auto loan agreement.
Once the vehicle has been registered with the relevant state authorities, it must be pledged as collateral in favor of the Bank within 10 days. This requirement is stipulated in Clauses 5.1.2 and 7.2.8 of the auto loan agreement.
If you have not yet completed the collateral registration, please visit the branch where your auto loan was issued. Our employees will help you complete the process and advise you on the required documents.
If a penalty has already been charged and deducted due to the late registration of the collateral, the deducted amount will be refunded once the vehicle has been pledged in favor of the Bank.
We therefore recommend visiting the Bank and completing the collateral registration as soon as possible.
If you have any questions, our employees will be happy to assist you. You can also contact the Bank’s Contact Center by calling 1233.

Thank you for choosing us!
Ipoteka bank OTP Group
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Last updated: 08.09.2026